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Complicated family loan after divorce!!??

  • Chuckles2404
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27 Feb 20 #511647 by Chuckles2404
Topic started by Chuckles2404
Please help and be gentle as new here! So here goes......short end of it

Separated from my ex 18 months ago and getting divorced. Financial advice needed please

He got his family member to take out finance on a vehicle which I said we couldn’t afford and didn’t want. While I was in hospital giving birth to our second child he went with said family member ( more fool them ) and completed the paperwork. Please note that this was entirely in the family members name with neither my knowledge nor the signature / name of my ex or obviously me.

The loan was paid off by said family member pre our separation and obviously my ex made little of the expected payments before that.

The vehicle was then sold by my ex who paid some of the money from sale to his family member but kept some for himself. Getting the picture?

There is an outstanding amount now owed to this family member for about £13,000 ( apparently) which he wants me to take half responsibility for. Is this right?

The loan was between them, agreement has neither of our signatures and there is no agreement to any terms of repayment. I never wanted the vehicle or debt, had nothing to do with it and was in an abusive / cohersive marriage.

I am happy to pay all my debts and half of all joint debts but this is not right. I’ve paid off numerous of the above as he flits from job to job, doesn’t pay child maintenance etc etc. I have over £5k in legal expenses because he fails to appear in court or respond to letters re divorce. I am, have and will accept my liabilities but don’t believe this should in any way be my responsibility? Am I wrong?

Please help!!

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27 Feb 20 #511648 by WYSPECIAL
Reply from WYSPECIAL
No it's not right.

You have no agreement.

Tell them it's nothing to do with you.

  • Chuckles2404
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27 Feb 20 #511649 by Chuckles2404
Reply from Chuckles2404
Thank you. Just want to be fair which is more than he clearly does. I presume this would have not legal credibility and isn’t classed as ‘marital debt’ which is his new favourite phrase 7

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