We separated for a year, never finalised matters, and reconciled last 12 months. Bad decision, and I''m having to start proceedings from scratch as I withdrew Petition. Hoping to reach agreement together so I can use Wikivorce and keep things simple. What''s fair given below:-
Married 24.5 years plus 3 years cohabiting.
Children daughter aged 13 ( 2 sons 21 & 24 still at home)
Income
H - £43,700pa plus bonus approx £10k pa
W - £25,000pa (only £6700 last year PT 6 months) redundancy likely in next 12 months (& wife has severe hearing loss which limits employment - wears hearing aids)
Assets
House net equity £230k current (upto £280k if updating finished and sold, still £10k to spend)Mortgage is 60k interest only, mostly
offset by savings
Cash
H - £33,420 + shares £9270
W - £30,700 + car £5000
Husband has company car
CETVs
H £413,115 (April 2012 - mostly from final salary active pension)
W £57,230 ( April 2012 - mostly final salary deferred)
I could afford current mortgage, with my sons staying as they contribute total £500pcm,but would prefer a smaller house due to job insecurity. H wants to finish updating house to sell and release equity, would mean sons buying their own place together. H wants
Clean Break, and previously never wanted to pay any spouse maintenance, although he paid 15% net for daughter when we were apart.
I''ve found a place to rent(£795pcm) whilst proceedings are settled, would I be entitled to maintenance,current outgoings on our house are very low due to sons contribution?
Any advice very welcome!