My wife left me and our 3 children(13,16,18) 10 days ago with a promise of paying her January monthly salary of around £1200 into our joint account.I am disabled and can't work and am on Incapacity Benefit of approx £400 pm.When I checked the account her salary hadn't been payed in and I was left with unpaid direct debits.:angry:I checked the CSA website and it says she should be paying approx £236 pm for the children. She has offered me £200 pm instead and she says she will not pay me any money to cover the mortgage and other debts that we ran up as a couple. The next day a letter came from the bank saying that her name was being removed from the account and would I agree to pay any outstanding debts ie Overdraft,Credit cards, loan etc.Do I have to agree to pay off these debts? If not how do I just pay my half of the debt?
My wife left me for a "healthy" man as she put it and the worst part of it is that her job is as a Care Leader in an old peoples home.
Please help me, I am on so much medication for pain that I feel helpless and tend to forget things easily and my wife used to take me in the car if I had to go somewhere but she's taken that too making a visit to a Solicitor very difficult and costly.
Sorry to hear of your predicament. You need to maximise your income by checking you are in receipt of all the benefits you are entitled to ( try www.entitledto.co.uk) and reduce your outgoings. CAB can advise too. Talking to your mortgage lender and trying to change the mortgage to interest only or taking a payment holiday if possible may give you some breathing space whilst the finances are sorted out.
I disagree in part with Josh's excellent advice. Courts award spouse maintenance or maintenance pending suit not only according to your need but also on your wife's ability to pay. After she has paid you CM I don't think she will be seen to have that ability as she has her own living costs to meet. In circumstances like this usually there isn't that much discrepancy in incomes once all the benefits are claimed.