Pensions - Divorce Advice

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Read our latest Financial Settlements guide (2021)

What are we each entitled to in our divorce settlement?

What does the law say about how to split the house, how to share pensions and other assets, and how much maintenance is payable.

What steps can we take to reach a fair agreement?

The four basic steps to reaching an agreement on divorce finances are: disclosure, getting advice, negotiating and implementing a Consent Order.

What is a Consent Order and why do we need one?

A Consent Order is a legally binding document that finalises a divorcing couple's agreement on property, pensions and other assets.

Do you need help sorting out a fair financial settlement?

Our consultant service offers expert advice and support to help you reach agreement on a fair financial settlement quickly, and for less than a quarter of the cost of using a traditional high street solicitor.

Discuss divorce related pension issues. Is the CETV valuation valid for final salary schemes? How much is a pension worth when you offset it against the house?

Subject	Replies /	Last Post
Pensions in Ancillary Relief (Financial Remedy) Started on 25 May 20, by rubytuesday Locked Last Post 25 May 20 by rubytuesday Locked	Replies:0 :686	Last Post by rubytuesday 25 May 20
Pensions on Divorce - An Overview Started on 25 May 20, by rubytuesday Locked Last Post 25 May 20 by rubytuesday Locked	Replies:0 :1342	Last Post by rubytuesday 25 May 20
Review of Pensions on Divorce (article) Started on 25 May 20, by rubytuesday Locked Last Post 25 May 20 by rubytuesday Locked	Replies:0 :836	Last Post by rubytuesday 25 May 20

CETV Started on Yesterday 14:47, by FD Last Post Yesterday 14:47 by FD	Replies:0 :26	Last Post by FD Yesterday 14:47
Teachers Pension - CETV & Lump Sum Started on 03 May 23, by Cuppa Last Post Yesterday 14:41 by FD	Replies:3 :87	Last Post by FD Yesterday 14:41
Ex Chooses not to work Started on 24 Jan 23, by Pumpkin Patch Last Post 26 Mar 23 by Pumpkin Patch	Replies:6 :247	Last Post by Pumpkin Patch 26 Mar 23
Deferred PSO Started on 22 Mar 23, by Fransfriends Last Post 22 Mar 23 by hadenoughnow	Replies:4 :58	Last Post by hadenoughnow 22 Mar 23
Short Marriage, Long separation Started on 09 Mar 23, by ShortMarriageLongSeparation Last Post 21 Mar 23 by ShortMarriageLongSeparation	Replies:2 :150	Last Post by ShortMarriageLongSeparation 21 Mar 23
Pension sharing Started on 27 Jan 23, by Newbeginnings2018 Last Post 28 Jan 23 by hadenoughnow	Replies:1 :151	Last Post by hadenoughnow 28 Jan 23
Pension sharing order and clean break Started on 18 Jan 23, by John8543 Last Post 18 Jan 23 by John8543	Replies:2 :216	Last Post by John8543 18 Jan 23
FDR Judge ignores all advice I have given on pension sharing order Started on 13 Jan 23, by Dee66 Last Post 13 Jan 23 by WYSPECIAL	Replies:4 :211	Last Post by WYSPECIAL 13 Jan 23
Pension Wise Declaration Started on 07 Jan 23, by Ceejayjay1 Last Post 12 Jan 23 by Ceejayjay1	Replies:6 :194	Last Post by Ceejayjay1 12 Jan 23
sharing and offsetting pensions Started on 12 Dec 22, by elw2007 Last Post 15 Dec 22 by WYSPECIAL	Replies:1 :190	Last Post by WYSPECIAL 15 Dec 22
Ex not complying with lump sum order Started on 10 Nov 22, by Donna5dcp Last Post 25 Nov 22 by hadenoughnow	Replies:1 :189	Last Post by hadenoughnow 25 Nov 22
undisclosed pensions Started on 23 Nov 22, by Orla9 Last Post 23 Nov 22 by Orla9	Replies:0 :131	Last Post by Orla9 23 Nov 22
Pension help Started on 12 Nov 22, by Festival_girl Last Post 15 Nov 22 by Festival_girl 1 2	Replies:8 :331	Last Post by Festival_girl 15 Nov 22
Is an Actuary needed if pension is in payment Started on 25 Sep 22, by mrs teapot Last Post 07 Oct 22 by mrs teapot	Replies:2 :202	Last Post by mrs teapot 07 Oct 22
is CETV a fair valuation if both parties are retired Started on 10 Sep 22, by elw2007 Last Post 23 Sep 22 by elw2007	Replies:4 :216	Last Post by elw2007 23 Sep 22
Splitting defined benefit and contribution pensions in divorce Started on 22 Sep 22, by Sam9991234 Last Post 22 Sep 22 by hadenoughnow	Replies:1 :187	Last Post by hadenoughnow 22 Sep 22
pension sharing order Started on 13 Sep 22, by mm Last Post 13 Sep 22 by mm	Replies:0 :144	Last Post by mm 13 Sep 22
Ever A Time Pension 100/0 ? Started on 09 Sep 22, by MPoker Last Post 11 Sep 22 by hadenoughnow	Replies:1 :189	Last Post by hadenoughnow 11 Sep 22
Pension Share to Children Started on 22 Aug 22, by bluegemini Last Post 22 Aug 22 by bluegemini	Replies:0 :109	Last Post by bluegemini 22 Aug 22
Pension sharing order amendment Started on 05 Aug 22, by LindenB Last Post 08 Aug 22 by LindenB	Replies:2 :256	Last Post by LindenB 08 Aug 22
Teachers Pension offsetting - actuary worth it? Started on 27 Jul 22, by Time4Action Last Post 03 Aug 22 by hadenoughnow	Replies:5 :354	Last Post by hadenoughnow 03 Aug 22
CEV value other side want to appoint SJE Started on 26 Jul 22, by Faraway Last Post 26 Jul 22 by hadenoughnow	Replies:1 :148	Last Post by hadenoughnow 26 Jul 22
Joint Actuarial Pensions Report Query Started on 04 Jan 21, by Chevette Last Post 26 Jul 22 by Irungu	Replies:4 :614	Last Post by Irungu 26 Jul 22
SJE PENSIONS REPORT Started on 24 Jul 22, by Irungu Last Post 24 Jul 22 by Irungu	Replies:0 :160	Last Post by Irungu 24 Jul 22
Pension Sharing Order Started on 12 Jul 22, by hodgegraham Last Post 19 Jul 22 by hadenoughnow	Replies:1 :195	Last Post by hadenoughnow 19 Jul 22
Pension agreement without judge Started on 14 Jul 22, by Paul58 Last Post 17 Jul 22 by hadenoughnow	Replies:4 :324	Last Post by hadenoughnow 17 Jul 22
Pension expressed at percentage and "shortfall" Started on 27 Jun 22, by btndivorce Last Post 02 Jul 22 by hadenoughnow	Replies:3 :229	Last Post by hadenoughnow 02 Jul 22
Outside of marriage Started on 22 Jun 22, by seabz Last Post 26 Jun 22 by WYSPECIAL	Replies:1 :225	Last Post by WYSPECIAL 26 Jun 22
SJE PENSION REPORT Started on 09 Jun 22, by Irungu Last Post 11 Jun 22 by hadenoughnow	Replies:1 :233	Last Post by hadenoughnow 11 Jun 22
Pension share order not happening Started on 06 Jun 22, by Alaska1954 Last Post 09 Jun 22 by Alaska1954	Replies:2 :244	Last Post by Alaska1954 09 Jun 22
Unravelling the pension actuarist report Started on 19 May 22, by Irungu Last Post 19 May 22 by Irungu	Replies:0 :257	Last Post by Irungu 19 May 22
Splitting Pensions Started on 09 May 22, by Reborn2020 Last Post 18 May 22 by Reborn2020 1 2	Replies:7 :546	Last Post by Reborn2020 18 May 22
Clarifying pension actuarial report Started on 15 May 22, by Pmuhia Last Post 15 May 22 by Pmuhia	Replies:0 :187	Last Post by Pmuhia 15 May 22
Teachers pension vs Railway pension Started on 08 Feb 22, by Shonalee Last Post 14 Apr 22 by Shonalee 1 2	Replies:10 :663	Last Post by Shonalee 14 Apr 22
Help needed with basic offsetting Started on 11 Apr 22, by Wealdenlady Last Post 13 Apr 22 by Wealdenlady	Replies:3 :302	Last Post by Wealdenlady 13 Apr 22
PENSION ACTUARIST Started on 08 Mar 22, by Irungu Last Post 08 Mar 22 by Irungu	Replies:0 :369	Last Post by Irungu 08 Mar 22
NHS CETV Started on 25 Feb 22, by jt1986 Last Post 26 Feb 22 by hadenoughnow	Replies:1 :341	Last Post by hadenoughnow 26 Feb 22