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pension - should I forget it?

  • megan
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12 Feb 08 #13709 by megan
Topic started by megan
I have a 20 yr Nhs pension as I took some out when I had the children. He has an assortment of pensions including private ones when not well paid. 8yrs civil service 8yrs local authority. I am worried that if we look at pensions he will end up with some of mine.As he will be living with her he will be better off than me with 2 incomes could he do that?

  • mike62
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13 Feb 08 #13723 by mike62
Reply from mike62
It all goes into a big melting pot.
His income, your income, marital assets, his pension, your pension. It is all added up, all the liabilities like mortgages, debt, loans etc are deducted and the balance is split according to need.

Everything is negotiable. His pension versus equity in the home
Your pension versus the savings pot.
Without knowing the full financial picture, it is impossible to say what may or may not be possible.
If you are at liberty to do so, and are comfortable with doing, post up all the financial details, and someone will comment.


  • Peter@BDM
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13 Feb 08 #13809 by Peter@BDM
Reply from Peter@BDM
Try using the free calculator on our website. It will give you a rough idea what each pension is worth, find it at www.bradshawdixonmoore.com/calculator.html.

If you are stuck with what numbers to put in your case, post again and I’ll do my best to drop some hints. My guess is that his pensions are worth more than yours are, but let’s see.


  • megan
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13 Feb 08 #13819 by megan
Reply from megan
I should have mentioned that we hope to settle amicably however the fact we don't speak may be a problem! He doesn't want to pay sol fees and may be willing to give me a little more on the house. No savings 3k debts.spare Car worth about 16k which he wants.About 370k equity in house.
We both earned about £27k but I had promotion in Sept now on £35k. Age 53 . He has partner with good income and property.If we settle by agreement then I feel pensions may not be worth the hassle. I have no idea of the value of his but he has been in some poor schemes. I had inheritance but that was about 12yrs ago and all went into car, house and university.

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