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Earliest age for taking a pension got on divorce

  • maggie
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03 Mar 08 #15602 by maggie
Topic started by maggie
OOPS - I believed and said you couldn't take any pension that you got by sharing on divorce until age 60 but it looks as though if you transfer your share into a personal pension as opposed leaving it in an occupational pension,you can still take your pension from age 50.
The law was supposed to change so as to treat all pensions on divorce the same - ie none into payment before age 60 - but it looks as though it still hasn't happened -
"4.5(b) Alignment of the pension credit benefit age for occupational pension schemes and personal pensions
At present, pension credit benefit in an occupational pension scheme may only be accessed at age 60. However, if pension credit benefit is set up in a personal pension, it may be accessed from age 50. The Government in the White Paper proposes the removal of the anomaly by increasing the age at which pension credit benefit may be drawn from a personal pension to age 60..........
The legislative position with regard to this reform is identical to the abolition of safeguarded rights."
- safeguarded rights are due for abolition with the new pensions bill currently going through Parliament - but I can't honestly say I've found any reference in it to changing the age for all pension credit/divorce pensions to age 60.

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