I have posted several times on this ongoing saga of pension sharing. Long marriage (28 years and no Children)
Basically I have made several offers to my X for her to keep the house and me to keep my pensions. All have been rejected with no counter offer.
Leading up to the FDR I became aware that my X had approached an Actuary for a report on pension sharing options I presume. I therefore commissioned a pension sharing report from an Independant Financial advisor company.
Having now seen both reports, and there was little difference, It was calculated that I would have to surrender 33% of my pension under a pension sharing order (CETV of £84£84,000). This figure was based on equalisation of pensions at the age of 63 years for both of us. I am now 62 and my pension is in payment, my X is 54 so cannot take her company pension until she is 60 and her state pension until she is 64.No other costs would be involved as we both belong to the same pension fund.
At the FDR my X stated I could keep my pensions and she would keep the house (£285,000). I stated that I wished to pension share based on the report(s) and have my 50% on the house (£142,000). This was rejected. So the DJ stated "no agragreement would be reached at this FDR" and listed us for FH.
Now am I being simplistic if I offer my X the house and she pays me the diference between the 50% of the house (£142,000) and the CETV value (£84,000) i.e. £58,000. I really want to make another offer and try to avoid the DJ making a decision for us!