From Actuaries for Lawyers:
"Armed Forces Pension Scheme - Letters to Pension Credit Members
We have been made aware that letters have been sent to some Pension Credit Members regarding taking their pension credit benefits before age 65. It is our understanding that Pension Credit Members can elect to take their benefits from age 55, subject to an actuarial reduction if the credit was calculated as being paid at a later age.
We believe that, unfortunately, some of these letters have been sent to Pension Credit Members whose pension credit was calculated as payable at age 55 using factors for payment at age 55. These Pension Credit Members have been told that their pension will be reduced further if paid at age 55. This would seem to be an error.
We have written to both the Service Personnel & Veterans Agency and the Government Actuary''s Department about this and will update the website when we have a response."
"If, as is the case in most divorce petitions, a pension sharing Order is issued by the court, as soon as it is administered by SPVA your ex-spouse becomes a member of the Armed Forces Pension Scheme in their own right; they are what is termed a ‘Pension Credit Member’. ‘Pension Credit Members’ are, since 6th April 2009, paid their share of the pension from their 55th birthday, ..."
makes it sound - wrongly - as though pension credit members are paid a full pension at age 55?