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What are we each entitled to in our divorce settlement?

What does the law say about how to split the house, how to share pensions and other assets, and how much maintenance is payable.

What steps can we take to reach a fair agreement?

The four basic steps to reaching an agreement on divorce finances are: disclosure, getting advice, negotiating and implementing a Consent Order.

What is a Consent Order and why do we need one?

A Consent Order is a legally binding document that finalises a divorcing couple's agreement on property, pensions and other assets.

Do you need help sorting out a fair financial settlement?

Our consultant service offers expert advice and support to help you reach agreement on a fair financial settlement quickly, and for less than a quarter of the cost of using a traditional high street solicitor.

Police pension? CETV? Divorce looming!

  • EGGBOX's Avatar Posted by
  • Senior Member
  • Senior Member
04 May 12 #328344 by EGGBOX
Topic started by EGGBOX

  • MrsMathsisfun
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  • Platinum Member
  • Platinum Member
04 May 12 #328358 by MrsMathsisfun
Reply from MrsMathsisfun
If you decide to go for a share of his pension, he may well decide he wants a share of the house.

Could you afford to re mortgage house in order to buy his share out?

You have to weigh up the potential costs and benefits and then decide whether you wish to renegotiate the settlement.

  • maggie
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04 May 12 #328493 by maggie
Reply from maggie
Have you got an up to date CETV for his pension? It could be worth a lot more than the house.
Have you got a final salary pension of your own?
Not sure whether you can be made to stick to the Separation Agreement if it''s considered unfair.

  • hadenoughnow
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  • Moderator
  • Moderator
05 May 12 #328516 by hadenoughnow
Reply from hadenoughnow
As well as cetv, you need to know how much his lump sum will be and what the annual pension will be. If he is close to retiring and getting a lump sum, that may well be treated as part of the cash pot. The remainder of the pension could be shared or retained entirely by him.A lot depends on what pension arrangements you have, whether he gets another job, how he is housed etc.

In my case ex was months from retiring. He got 20% of cash assets, plus his pension and lump sum. Worked out as 80:20 cash to me, 30:70 pension to him. It was enough to house him.


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