My long running divorce continues!
Have spoken with my ODTBX(one day to be ex!)
this week, and she has given me a form. A PENSION ENQUIRY FORM?? She is very vague as to what I need to to with this, and it doesn''t make much sense to me ?
As far as I can tell all I need to do is put my name and pension details on it, but surely her solicitor could have done this, they have all the details from the mediation?
Any idea if I need to forward it to my pension provider, or let the solicitor have it back?
It''s the official form for asking your pension scheme for the information needed/required under the regulations. www.legislation.gov.uk/uksi/2000/1048/made
The idea is you ask your pension provider to complete it and you disclose it as part of your financial disclosure.
It''s a direct request from you to your pension scheme to tell you whether you can share or attach your pension and if so on what terms.
In my case there was no charge by the schemes for completing Form P - I reckon it''s in your best interests to get the information direct from the scheme in writing in Form P and take the opportunity to check the information with them to be sure of how pension sharing/attachment would work in your case.
These are of particular importance
"4. (a) Does the person responsible for the pension
arrangement offer scheme membership to the person
entitled to a pension credit?
(b) If Yes, does this depend on Employer and/or trustee
5. If the answer to 4(a) is Yes, what benefits are
available to the person with the pension credit?"
The Pensions Ombudsman in a decision has said that if the ex-spouse is required to or allowed to remain within the scheme the Scheme should say in their answer to Q5 at what age the ex-spouse pension credit member could take a full pension.
Amazingly Form P doesn''t ask whether the pension enquired about is a defined benefit or a defined contribution pension.
Still not entirely sure how this form is going to help? We came to agreement at mediation, that a lump sum would go to my x.
This was over a year ago!
If I send this form in now, are they going to give it''s current value?
None of the delay is due on my part,hope I am wrong but can see this causing issues!
If I do need to fill this out, would it be a good idea to contact my pension provider?
As you make it sound like some may charge to complete this for me!
Sounds as though your wife''s solicitor wants to check if the offer is fair /would be seen as fair by the judge who will check the Consent Order? Updating the CETV now might save delays when the Consent Order gets checked?