I've been searching online about pension sharing but all the advice seems to be written for women who have a claim on their husband's pension. My soon to be ex husband has no pension and wants me to share my pension with him..
This is the better option for me too as I don't wish to offset the pension against the home because I am trying to buy him out of the property.
I have been told that I will get to keep a bigger share of my pension than him because being a woman, I will statistically live longer than him and will therefore need more money.
So how do I calculate who should get what without using a professional?
Also I have been paying into my occupational pension since 2002 and married in 2008 so should I argue that the pension which I accrued during the 6 years prior to marriage should not be shared?
Post details of ages, incomes, children and all assets for someone to really comment.
You may be able to ring fence before co-habitation. It depends on what the total asset pot looks like.
If you want equalisation of income in retirement, and to claim more of the pension to achieve this, then you really will need to pay for an actuary report. It's not something you could work out yourself on a piece of paper.