A well respected, award winning social enterprise
Volunteer run - Government and charity funded
We help 50,000 people a year through divorce

01202 805020

Lines open: Monday to Friday 9am-5pm
Call for FREE expert advice & service info


What are we each entitled to in our divorce settlement?

What does the law say about how to split the house, how to share pensions and other assets, and how much maintenance is payable.

What steps can we take to reach a fair agreement?

The four basic steps to reaching an agreement on divorce finances are: disclosure, getting advice, negotiating and implementing a Consent Order.

What is a Consent Order and why do we need one?

A Consent Order is a legally binding document that finalises a divorcing couple's agreement on property, pensions and other assets.


Do you need help sorting out a fair financial settlement?

Our consultant service offers expert advice and support to help you reach agreement on a fair financial settlement quickly, and for less than a quarter of the cost of using a traditional high street solicitor.


\"\"\" worried about lossing home

  • witch13h
  • witch13h's Avatar Posted by
  • Junior Member
  • Junior Member
More
09 Feb 08 #13330 by witch13h
Topic started by witch13h
Hello
I have lived with partner 13yrs / morgage has always been in his name//have child to him now 11yrs//got married last july // because i thought it would change him and give me and our child more rites//he has drink problem and is very very abusive on and off drink...now i have more rights to stay in house he does not fling us out...but he is threating to stop morgage ..... The thing is he took loans on house without me knowing before we got married and spent on drink and gambling...I am at my witts end ..
I want to stay in my home....but dont know how to go about buying off him (if i could afford)or if i can do so

  • Elle
  • Elle's Avatar
  • User is blocked
  • User is blocked
More
09 Feb 08 #13333 by Elle
Reply from Elle
Witch,
You sound very confused and unsure as many of us have and for me still are. You have many things to consider, such as do you really want to stay in this home. There are many expert members here who give u direction....hang in there
Best wishes
Elle

  • attilladahun
  • attilladahun's Avatar
  • Platinum Member
  • Platinum Member
More
09 Feb 08 #13342 by attilladahun
Reply from attilladahun
WIKI

Basic financial details to help others consider your position

H age
Net income a year
Net income a week
Should he be working O/T or can he realistically maximise his earning potential –if so what would the net income be a year
Health issues which affect ability to work?

W age
Net income a year
Should she be working O/T or can he realistically maximise his earning potential –if so what would the net income be a year
Health issues which affect ability to work?
What do you think you can raise by way of mortgage?
How much can you afford for housing a month?

State benefits?
Child Benefit
Working Tax Credits
Child Tax Credits
Other benefits state per year

W savings
H savings

Debts

W debts
H debts
of the above how much do you accept are Matrimonial debts

Any adverse credit history affecting you or H getting a mortgage/loan

Any inheritance likely;
H £ parents aged?
W £ parents aged?

Any serious likelihood of either within 5 years?

Pensions

W CETV?
H CETV?
Either in payment?

  • Josh2008
  • Josh2008's Avatar
  • Platinum Member
  • Platinum Member
More
09 Feb 08 #13352 by Josh2008
Reply from Josh2008
Have you registered your home rights entitlement in the home, if not let me know and I will forward the details needed to do so.

This will have two very significant benefits to you, one your H cannot sell the property without your consent and two it should also prevent him obtaining further loans/mortgages against the property.

  • witch13h
  • witch13h's Avatar Posted by
  • Junior Member
  • Junior Member
More
09 Feb 08 #13370 by witch13h
Reply from witch13h
HI JOSH ANY INFO WOULD BE MORE THAN HELPFUL

HAVENT GOT A CLUE ABOUT ALL THIS STUFF...AND I FOUND GOING TO LAWYERS ADDED MORE CONFUSSION.

ONE SAID I WAS OKAY & OTHER SAID I WAS IN BAD SITUATION

:S

I AIN`T BRAIN OF BRITAIN BUT EVEN I UNDERSTAND GOOD + BAD

Moderators: wikivorce teamrubytuesdaydukeyhadenoughnowTetsSheziLinda SheridanForsetiMitchumWhiteRoseLostboy67WYSPECIALBubblegum11