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cost of mortgage

  • survive
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24 Mar 12 #319815 by survive
Topic started by survive
Hi Wiki''s

does anyone know the cost of setting up a mortgage please?

Survive

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24 Mar 12 #319816 by PinkDuck
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Hi Survive,

It will depend on which product you have and who you have it through as each Financial advisor will have their own fee structures and products available to them. Whoever you go with, shop around, meet with at least three advisors, I''d say and independent advisor, one linked to an estate agent and one linked to a bank. You will get a broad spectrum of products offered to you and you can compare which one suits you best.

If you want help with a mortgage or mortgage advice please PM me as I work in the industry.

xx

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24 Mar 12 #319823 by survive
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Thanks - i will need that soon for myself.

But I was asking because ex is saying that he has applied for mortgages and they have been refused (which is another story) but that he may be trying to charge me for their rejection of £3,500 each one (which is the cost, he is saying of arranging these mortgages!!!)

Survive

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24 Mar 12 #319827 by Lostboy67
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Hi
I''d be inclined to tell him to take a running jump....
It might be worth speaking to a financial advisor to clarify what happens when an application is rejected.

LB

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24 Mar 12 #319829 by PinkDuck
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Without knowing who and what product is the same as asking how long is a piece of string.

Surely he has to provide proof of these alleged charges to support his application for you to pay anything.

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24 Mar 12 #319830 by survive
Reply from survive
thanks LB, does anyoine know any finnancial advisors here on Wiki? I''m not sure that I actually beleive that he has applied anyway. Think his sol is trying to frighten me. Just wanted to clarify this cost aspect before I write back to his solicitor.

Survive

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24 Mar 12 #319833 by survive
Reply from survive
Yes. I think they are trying to frighten me.

Basically they are on properties that have restrictions on, which I am trying to remove, as I put them on. What kind of idiot applies for mortgages on ''restricted'' properties without first checking they have been removed anyway. They are trying to say that because I haven''t removed them they will seek a court order against me and hit me for costs too which is 3,500 for each property

Survive

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