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Cancelled mortgage direct debit

  • Northernboy
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07 May 12 #329001 by Northernboy
Topic started by Northernboy
Ive cancelled the mortgage direct debit from my bank account. Wife says she cant afford mortgage but want me to pay it all. I can''t afford it to if I want my own place so I can have my two kids with me some nights. Been separated three months now and have paid the mortgage in full for this period. I''m sick of her living in the house I''m not even allowed anywhere near it yet I still pay for it. She''s already informed the land registry of the joint tenency change were I''m not entitled to anything of her half but she want me to still pay her half. I''m feeling really low now and I''m thinking is fighting really worth it to try and keep the house. I''ll never get another mortgage to if it gets repossed my credits already shot to bits. I think she thought I was bluffing about cancelling the mortgage but I''ve had enough now and done it. What are my options now?

Can she still make me pay?

If she can''t pay it but I can if i moved in and she moved out what happens then ?

If I continue to pay mortgage she''s never going to look for somewhere else and has already told she won''t sell there''s about 50k in it but she''d rather it get repossed!!!

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07 May 12 #329006 by sim5355
Reply from sim5355
so you dont mind your children being out on the street

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07 May 12 #329007 by Northernboy
Reply from Northernboy
Somehow I don''t think that would happen do you???

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07 May 12 #329008 by sim5355
Reply from sim5355
if the house gets reprocessed where do you think they are going

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07 May 12 #329011 by Northernboy
Reply from Northernboy
I don''t care what she does but she''ll have to rent like I will have to do or she could sell and use the equity to start again!!

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07 May 12 #329013 by happyagain
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Perhaps, sim, the kids could live with dad?
Your response to northern boy is a classic defence of the PWC hiding behind the kids to get their own way. The nrp should not be so financially disadvantaged as to not even be able to put a roof over their head whilst the other party makes no effort to pay their way.

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07 May 12 #329015 by Northernboy
Reply from Northernboy
Thank you she has already told me she would get the kids to never talk to me again if I made her move!!

I''ve got to start to stand up for myself or u will never be able to move on with my life!

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