If she entitled to half IF....?

Thanks for reading this.

My ex-girlfriend''s name is on the mortgage but she has never contributed anything financially. I have supported her financially for nine years and the only income has been my salary.

Can anyone help let me know where I stand?

Whose name is on the deeds? Are you married - either to her, or to anyone else? Is she?

Hi, Both names are on the deeds. Neither of us are married, to each other or any other person.

My ex asked if her name could be added to new property when I sold my previous house, to give her a sense of security. Although she has never made any financial contribution.

Although I have contributed 100% of deposit and development costs I have a very fair goal in mind. That is to sell the property and settle debts (incl. estate agents fees, mortgage redemption, loans, credit cards balances, etc.) with the proceeds, then divide what''s left 50/50 ...so we both start single life debt free and so she has good amount of cash to support my children.

All credit cards, loans (other than mortgage), etc are in my name.

She owns half the house then and is not liable for any of the mortgage.
Oldest trick in the book.
All the best
Pete x

Yes she is entitled to half of the house. If you sell then you can pay off the mortgage and estate agent fees, and split the remainder 50/50.

However, credit cards or other loans/debts can''t be taken from the house money. If these are in your sole name then they are your sole debts.

Thanks Cookie2, greatly appreciated.

Feel rather stupid walking into this trap but I take it all assets solely in my name are safe? Car, rental properties, and so on?

Yes, since you are not married, everything in your name is yours, everything in her name is hers, and everything in joint names is 50/50.

Look on the bright side, if you were married with a kid then you''d be much much worse off.