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What are we each entitled to in our divorce settlement?

What does the law say about how to split the house, how to share pensions and other assets, and how much maintenance is payable.

What steps can we take to reach a fair agreement?

The four basic steps to reaching an agreement on divorce finances are: disclosure, getting advice, negotiating and implementing a Consent Order.

What is a Consent Order and why do we need one?

A Consent Order is a legally binding document that finalises a divorcing couple's agreement on property, pensions and other assets.


Do you need help sorting out a fair financial settlement?

Our consultant service offers expert advice and support to help you reach agreement on a fair financial settlement quickly, and for less than a quarter of the cost of using a traditional high street solicitor.


Is this an option?

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07 Aug 12 #347881 by cookie2
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fallingapart wrote:

Just because he has left for some tart why should my dreams for my childrens future, that only a year ago were shared dreams, go up in smoke.

I am sorry but that is just life. Things change. Just because my ex cheated on me, why should my dreams of having kids and a happy family life go up in smoke? That is just what happens when relationships fail. Sorry.

Stbx has already stopped paying his half of the mortgage and I am struggling with it alone already. What am I supposed to do?

Apply for maintenance pending suit. Is he paying child maintenance? If not then apply for that too. There are plenty of things you can do. I am sorry to have to be the bad man who tells you this, I really don''t like telling people things they don''t want to hear. But your ex is under no obligation to help you move or to finance a new house. Your housing needs are met, You don''t NEED to move... you WANT to move.

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07 Aug 12 #347884 by maisymoos
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Dont panic but you also cant walk before you can run.

Your parents want to help could they possibly have a part share of the property you buy this can all be done legally through a Deed of Trust and Restriction via the land registry, their money would therefore be protected. Although if you move before finances are officially sorted this in theory shows your housing needs are met and may reduce your need???!!!

Don''t give up on your dreams but there are two many unknowns at the moment. Five miles should not be a problem regarding contact which is good and having free family childcare available could certainly help when it comes to work.

What does a 3 bed cost where you are now compared to one near where your parents live?

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07 Aug 12 #347886 by fallingapart
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Ok, my housing needs are met at the moment but what then happens if I cannot afford the mortgage and the house is repossessed?

We would be homeless. What would happen then?

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07 Aug 12 #347888 by fallingapart
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maisymoos wrote:

Dont panic but you also cant walk before you can run.

Your parents want to help could they possibly have a part share of the property you buy this can all be done legally through a Deed of Trust and Restriction via the land registry, their money would therefore be protected. Although if you move before finances are officially sorted this in theory shows your housing needs are met and may reduce your need???!!!

Don''t give up on your dreams but there are two many unknowns at the moment. Five miles should not be a problem regarding contact which is good and having free family childcare available could certainly help when it comes to work.

What does a 3 bed cost where you are now compared to one near where your parents live?


There is very little difference in price Maisy. Things would be a little easier for me with my parents round the corner. I''m not intending to do anything before the finances are sorted out but it just seems that everything takes so long and I feel trapped by whats been done to me and that I''m never going to get away from him and even though he''s the one who left, my life is still going to be run by him.

I''m never going to be able to restart my own life with him always having the control over the finances

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07 Aug 12 #347889 by amefbi
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Just my own thoughts as I can simpathize with you.

If the FH can become a rental property full mortgage payments might be paid. Or Stbx might move back in FH and he will have to pay the mortgage then. He is not paying towards the mortgage currently. Cant you rent a property near parents with the half mortgage monies you are paying now.Sort your kids life the way you want while the financial matters is finalised that might takes ages for FH to be sold. You will get your share of the FH. If you stay or its sold.

If I had the options of moving I would but I cant for many reasons.

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07 Aug 12 #347890 by cookie2
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fallingapart wrote:

what then happens if I cannot afford the mortgage

As I said above, if you cannot afford the mortgage and your ex refuses to help, you should apply for maintenance pending suit.

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07 Aug 12 #347894 by maisymoos
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Just another thought are you receiving Child Tax Credit, single person council tax? Its worth reviewing all benefits to ensure you are maximising your entitlements.

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