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What are we each entitled to in our divorce settlement?

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Advice Re Buying New Home

  • maisymoos
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18 Aug 12 #350374 by maisymoos
Topic started by maisymoos

A few weeks ago I put an offer in for a property that was accepted. I had put in a lower offer first but it was declined. The survey has come back stating a valuation of 15k less than my offer also outlining a few defects that will possibly cost a bit to fix. I am on my maximum budget. Has anyone had experience on renegiotating a price after survey, any hints tips welcome.


  • Elphie
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18 Aug 12 #350379 by Elphie
Reply from Elphie
You could try blaming third party - say the bank won''t allow the sale to go through with the difference in what your mortgage is vs. the valuation. They might be more willing to drop the price if they know it''s because you can''t, rather than wont, pay more. Also, faced with the fact the professional valuation is lower, and any other potential buyer will also face this problem they might be willing to drop the price now, when they weren''t willing to before the fact of the survey.

Good luck! I hate this part of the sale / buying process!

  • pixy
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18 Aug 12 #350380 by pixy
Reply from pixy
This is maybe a question to post on the money saving expert forum.

  • livinginhope
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18 Aug 12 #350381 by livinginhope
Reply from livinginhope
I would talk to the Estate Agent ,if there is one involved,and tell them exactly what the survey has come up with and tell them you can''t afford to buy unless the price is reduced to reflect the survey.
If the seller won''t reduce you should walk away from the deal.House prices seem to be going down not up so you certainly don''t want to pay too much.Buyers are thin on the ground so I would think the sellers wouldn''t want to lose you especially as they may come up against exactly the same thing again if they manage to find another buyer.
Good luck,hope it works out for you.

  • maisymoos
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18 Aug 12 #350395 by maisymoos
Reply from maisymoos
Thanks all will do as suggested.:)

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