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ex refusing to sign re-mortgage

  • Saffs
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07 Sep 12 #354514 by Saffs
Topic started by Saffs
Another post...separate issue...just venting out of pure frustration!! I posted a few days ago re concern that my current lender is only offering repayment remortgages (ie. no interst only). Ex was aware and suggested that I "deal with it as he has no money".
After 16 (!!) phonecalls have found a lender that can offer an interest only mortgage for at fixed rate for 2 or 5 years at better rate than current lender. As it is still currently a joint mortgage (tho I have been solely responsible for payments for last 18 months)I
emailed ex to let him know and he refuses to say if he will co-operate or not. when he rang the kids and I asked him he just keep repeating "I refuse to answer your questions right now". (???!) I need to let them know by Monday. Surely me being able to afford payments is better for him? It is almost as if he wants to see me derelict?!
Here''s hoping I win the lottery tonight!

  • stukadivebomber
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08 Sep 12 #354565 by stukadivebomber
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I imagine I''ve missed something obvious, but:-

Why do you want a joint re-mortgage with the person you''re divorcing?
If you can handle the payments, this is your chance to go it alone!

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08 Sep 12 #354568 by Saffs
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I cant re-mortgage on my salary and cant afford to buy him out. Have 3 children under age of 10.
Until a formal decision is made about house have no choice but to remortgage with him. Stressed to the max re finances.

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