Hi I have a mortgage in joint names and I have overpaid substantially on it by over £30k - so I am well in credit with the building society.
My question is this can I reduce the mortgage payments (as this divorce is dragging on) but still pay enough to cover the interest + a little extra? Do I have to inform the stbx of this decision? It won''t disadvantage either of us in any way because as I say I have already overpaid on the mortgage to bring it down (and I would still cover the interest plus a little bit more - so technically I am still repaying). Its just with the solicitor bills I could do with some more cash.
Are there any legal implications to his that anyone can see?