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Best endeavors to remove me from mortgage

  • ladphilin99
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9 months 1 week ago #509181 by ladphilin99
Best endeavors to remove me from mortgage was created by ladphilin99
10 odd years later my name is still on a property i have nothing to do with (name removed from deeds and land registry). ex wife is behind with mortgage and only pays interest but is now working and has her own business can i go back to court to force her to remove my name ??

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  • Grrrrrrrrrr01
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9 months 1 week ago #509183 by Grrrrrrrrrr01
Replied by Grrrrrrrrrr01 on topic Re:Best endeavors to remove me from mortgage
Hi ladphilin99

I've been going through the same problem for years myself.

My lawyer decided to try going back down the route of the courts but it was so costly that I've given up.

My ex has now defaulted & is 3K in arrears, the lender has finally slapped a repo order on the property (well 28th of this month) But in the meantime she has put the property on the market & has luckily found a buyer.

They have to be completed by next week regardless.

I've too like you been to hell & back about this, I constantly nagged the lender too.

All I can suggest is that you write to the lender, explaining & outlining her financial responsibilities to the property,

If you have a copy of your court order that states you have no financial gain or no other resposibilites for the property, they will go after her for any outstanding monies.

I have spent thousands of pounds over the last few years & there is no guarantee that the court will force the sale.

But do persevere with it, I now how hard this is & just how you are feeling, At last for me, there is an end in sight, but keep chugging on my friend you will get there.

It's sadly down to the mortgage company to remove you from the mortgage, I had no such luck, they wanted the money, the more people named the more people they can go after.

Maybe get your legal team to send her a letter stating that they want proof of her best endeavours to remove you from the loan ie, remortgage, etc perhaps take it a step further & just threaten with court action that you will take it further & see what the outcome of that is.

It's so hard, because I wasn't able to get a mortgage of my own & it's dragged on for so long I'm now in my late 50's & have no chance, jut keep going, do what you have to do, but demand to see evidence of her \"best endeavours\" to release you from the loan

Good luck my friend


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