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What are we each entitled to in our divorce settlement?

What does the law say about how to split the house, how to share pensions and other assets, and how much maintenance is payable.

What steps can we take to reach a fair agreement?

The four basic steps to reaching an agreement on divorce finances are: disclosure, getting advice, negotiating and implementing a Consent Order.

What is a Consent Order and why do we need one?

A Consent Order is a legally binding document that finalises a divorcing couple's agreement on property, pensions and other assets.

Do you need help sorting out a fair financial settlement?

Our consultant service offers expert advice and support to help you reach agreement on a fair financial settlement quickly, and for less than a quarter of the cost of using a traditional high street solicitor.

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  • sulkypants
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10 Oct 12 #360265 by sulkypants
Reply from sulkypants
Just a point an annual CETV valuation of a pension will not be accurate add about a third or spend the money and get a actuary to give you a more realistic figure.

There are a lot of links on this site warning you that CETV valuations tend to underestimate the true value of a pension, why I dont know.

My STX would not pay out for an actuary to value his pensions, the mediator could not force him, I was given a share rather than a fixed amount .....lol he must be kicking himself as a result.

If you have to go on to a full FDR which I did not thankfully it can be ordered who has to pay what I gather its not cheap to get employ the services of an acuracy.

If you can agree in mediation it will be alot cheaper but it dependant upon you both being open and honest.

The cynical bit...and not trusting him to do the right thing by you....it a money saving exercise for him now, he will minimize your contribution and over/under value anything he can to safe himself money.

  • cliasmol£7
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10 Oct 12 #360302 by cliasmol£7
Reply from cliasmol£7
Many thanks.the pension situation is complex ( as is everything else !)
As I am ill health retired from NHS and my pension is in payment it is called something else, they want £380 to give me the numbers, if I was still working they would do it for free, my solicitor has told me to do it, but it seems so silly and unfair.
My son, who works in city has made educated guess @ values of his fathers pension funds, I am amazed it is so much.
I can see us having to go to FDR and he will have to pay for valuations, he has been hiding money from tax people for last 25 years, except I know how he does it and won t be able to use same tricks on me.
mediation would be so much easier/ cheaper, but not when he is unable to be honest about assets.

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