a fair deal for me as explained by the sol is to take on a loan of £42000. that will clear £15000 debt off stbx and give her £12000. on top of this she has £8000 more pension than me. i will have to pay the debt until i retire (FMH only worth £65000) she lives with new partner who has 2 houses and got some land. so looking at it she gets in theory £35000 and i have to pay a debt of £42000. if i dont the kids and i will be homeless as she wants the fmh sold. i know i am going to get screwed. i only earn a gross of £13000 so i cant afford to live anywhere else, but i will have to bite the bullet for the sake of the kids. she always got her own way for 20 years so nothing as changed..
You have £90k equity and your husband £60k giving a total of £150k. That means a division of equity 60:40 in your favour which isn't unreasonable. Presumably the court told your husband to provide details of the royalties and business so he will need to answer to the judge. Pensions are not realisable in the same way as other assets and therefore might be considered at a lesser value and when the costs involved in sharing are taken into account I don't think your pension will be deemed large enough to share. This would then leave you with approx 70% of the assets which isn't beyond the realms of possibility. Do you have representation to argue your case?