A well respected, award winning social enterprise
Volunteer run - Government and charity funded
We help 50,000 people a year through divorce

01202 805020

Lines open: Monday to Friday 9am-5pm
Call for FREE expert advice & service info

help me to calculate the maintenance!!

  • toms
  • toms's Avatar Posted by
  • Junior Member
  • Junior Member
More
23 Jul 12 #344737 by toms
Topic started by toms
I am really struggling. Gross £52, bonus £12, the work pay for private insurance / dental insurance / life insurance / death in service insurance / accident insurane / income support insurance - £6 in total. CSA is saying that £6 is a benefit in kind and I have to pay 15% on after tax from £6, BUT I am not getting it as cash. Is it fair?

  • happyagain
  • happyagain's Avatar
  • Platinum Member
  • Platinum Member
More
23 Jul 12 #344746 by happyagain
Reply from happyagain
This does seem unfair. I''m imagining that if you opted out of this work system then you wouldn''t get a cash equivalent so I don''t understand why it is being taken into consideration. I would challenge this as the csa change their tune depending on who you speak to.

  • PetalsInTheWind
  • PetalsInTheWind's Avatar
  • Senior Member
  • Senior Member
More
23 Jul 12 #344752 by PetalsInTheWind
Reply from PetalsInTheWind
CSA normally excludes benefits in kind from income so this should not be included.
www.childsupportsolutions.co.uk/lecturenotes.htm see the section on employed earners

  • Fiona
  • Fiona's Avatar
  • Platinum Member
  • Platinum Member
More
23 Jul 12 #344771 by Fiona
Reply from Fiona
When was the case opened with the CSA? If it was before March 2003 it would be under the old rules and benefits in kind are included as income if I remember correctly.

With CSA2 benefits in kind may be included when there is a variation to the standard assessment if the benefit is deemed to be a way of avoiding paying child support. But under CSA2 with an income of less than £100 child maintenance is paid at the flat rate of £5 per week rather than the basic rate of 15%.???

  • happe
  • happe's Avatar
  • Platinum Member
  • Platinum Member
More
23 Jul 12 #344836 by happe
Reply from happe
Im assuming they are talking gross £52000 and not £52

  • toms
  • toms's Avatar Posted by
  • Junior Member
  • Junior Member
More
25 Jul 12 #345389 by toms
Reply from toms
My typical payslip:

Tax Code 740L
Reference Salary 4333.33
Flex Allowance 457.99

Deductions:
PAYE 1052.76

NI A 368.06

Dental Insurance* 38.45 - this is my voluntarily expense from my Flex
Allowance, I would get it as taxable income otherwise

Dependants Death In Service 35.7 - this is NOT a voluntarily expense from my Flex Allowance, I cannot get this as cash and I cannot cancel

Group Income Protection 21.8 - this is NOT a voluntarily expense from my Flex Allowance, I cannot get this as cash and I cannot cancel

Group Life Assurance Employee 11.09

Group Personal Pension NI ERS Recoup 41.86 - I am not sure what it is,I can use a part of my Flex Allowance to contribute to a pension, but I do not do and prefer to have a taxable income instead

Personal Accident Insurance* 6.08 - this is my voluntarily expense from my Flex Allowance, I would get it as taxable income otherwise

Private Medical Insurance* 129.1 - I pay for me and for my daughter, my part cannot be received as cash and I cannot cancel it, but my daughter''s part can be received as taxable income otherwise, BUT I prefer to keep PMI for her (I do not factor it in child support at all)

Taxable Pay 4680.87
Non Taxable Pay 110.45
Gross Pay 4791.32
PAYE 1052.76
NI Employees 368.06
NI Employers 535.88

At this moment, I am paying 500 per month of child support. Fair?

* Taxable benefit

  • pixy
  • pixy's Avatar
  • Platinum Member
  • Platinum Member
More
25 Jul 12 #345407 by pixy
Reply from pixy
By my calculations you have just over £3,000 a month left in your pay packet after all deductions. I think the difference between what you have been assessed at and what you think you should be assessed (i.e. 15% after tax and NI v. 15% after tax, NI and the various benefits) is only about £40 a month. Is that right?

Moderators: wikivorce teamrubytuesdaydukeyhadenoughnowTetsSheziLinda SheridanForsetiMitchumWhiteRoseLostboy67WYSPECIALBubblegum11

The modern, convenient and affordable way to divorce.

No-Fault Divorce £179

We provide the UK's lowest cost no-fault divorce service, managed by a well respected firm of solicitors. 


Online Mediation £250

Online mediation is a convenient and inexpensive way to agree on a fair financial settlement.


Consent Order £259

This legally binding agreement defines how assets (e.g. properties and pensions) are to be divided.


Court Support £250

Support for people who have to go to court to get a fair divorce financial settlement without a solicitor.