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Bad week

  • Lymm
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21 Mar 15 #458421 by Lymm
Topic started by Lymm
So after eight months I really hoped I would start feeling stronger in myself,but the last couple of weeks have been a rollercoaster ride. Finally managed to get a part time job which gave me and the children such a huge boost as at last we had some money of our own coming in and thought we could start to plan. Then the day after got told by the solicitor that she thinks I should look at selling our home after months of telling me we would get the house.
I haven''t just hit rock bottom again I''m way below that. I''m not sleeping and am also trying to do my Absolute best in my new job as it works exactly with the children so I need to keep it. Made a stupid mistake this week and could have kicked myself, just a case of my mind wondering.
The spring is here and I should be planning a future with my amazing teens but all I want to do is bury my head in the sand. I''m supposed to be looking at all my finances and doing my disclosure form, but that feels like another nail in my coffin. Am close to completing the probate for my mum and that then although a welcome boost to the finances will go on buying us a new home I assume and then because I''ve had it, I will lose my child and working tax credit so how will we live that year with nothing but my part time salary and any maintenance he gives us. Have a feeling the minute he gets the divorce he wants, he will remarry and just forget us completely. Sorry to be so negative, I really am just so so down.

  • MrsMathsisfun
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21 Mar 15 #458424 by MrsMathsisfun
Reply from MrsMathsisfun
Sorry your so down, you have lost so much in a short period of time so its not surprising your struggling.

The solicitor obviously wasnt aware of the whole picture so was probably making general assumptions, along the you keep house him the pension lines. Not helpful when solicitors give you unrealistic expectations. My husbands ex''s solictor did similar and it made the negotiations much harder as the ex thought she wasnt getting what she was entitled too and wouldnt agree.

  • mumof 3
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21 Mar 15 #458443 by mumof 3
Reply from mumof 3
keep strong and everything will work out in the end.
tax credits are not affected by level of savings you will only have to declare any interest.
maybe time to see another solicitor to see if yours is giving you the best advice.
surely he has to provide a home until your youngest is 18.
its really hard to keep going but things will start to get better and remember you have your lovely kids to keep you going.

  • MrsMathsisfun
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22 Mar 15 #458446 by MrsMathsisfun
Reply from MrsMathsisfun
Sorry but its statesments like

" surely he has to provide a home until child is 18" that give people the impression if they have the child they will get to staHowever tax

If there is enough equity/assets to allow the property to be sold and the children can be rehomed then a court will insist a house is sold to allow for cleanbreak.

Possible the solicitor believed the pension fund was a large enough asset and the stbx income was large enough to let one party to keep the house in lieu of sm.

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