Wondering what will happen

Well you're a very patient man. I hope she hasn't used the delay to her favour as in now her needs are greater and her earning capacity is limited - maybe sets her in a stronger 'needs' position than before! Is she cohabiting with the father?

Yes they live together in a rented house , she has no interest in buying a house . They have a 3 month baby as well .
She's taken 9 month maternity leave which is full pay till march then 3 months half pay .
She was fairly well off before nearly £30k in savings , I just feel it's bad that I have to give her money to give to a landlord.

I wish I'd sorted earlier but may as well , give her the none blame divorce now .

Thanks and any help is great , don't really wanna rack up a massive solicitors bill.

Well I have spoke to the wife and she wants £30k and
keep her pension .
I've agreed on 10k on divorce and 20k in 5 years time .
Don't break me for now and gives me time so I agreed.
Right or wrong I've gotta put up with her for about the next 5 years anyway :
So a bit more than a Separation Agreement would have cost me at the start but hey ho , I'll just do some over time .

It is good that you have an agreement. Now you need to get it written into a Consent Order to protect yourself from future claims.

You may want to have a look at the wikivorce consent order service or give the helpline a call to discuss it.

Hadenoughnow

Thank you I'll look into that .
I have a question , I only agreed to the £20k in 5 years as she said she wants to buy a house then.
Baby starts school and bf finishes his open uni corse .
Can I have it written in that the money is only available to use as a deposit , I'm just thinking about stability for my boys .
And tbh I'd rather keep it if she's just gonna waste it on rent to landlords and stuff.

Doubt you will be able to specify what she spends her money on.

Basically she is giving you an interest free loan for five years.

Is she putting a charge on your house to protect her money?

Don't know , we are wanting this done as cheap as possible .
But I've a limit .