My ex and I are going through a financial order, we've had our First Appointment and are waiting for a FDR date. He never filled Form E in properly, never provided documentary evidence but has been ordered to answer any questions I put to him (mostly relating to him moving money from his current account to another account in his name - no details of that were ever disclosed).
We have 2 young children under 10 who live with me in the jointly owned/mortgaged family home. He currently resides with his mother as he says he cannot afford to rent on his own (which again is questionable). We each pay half of the mortgage (mine from UC)
In a letter I've just received from the court we have both been asked to send details of suitable accommodation for each of us and any mortgage raising capacity. I do not currently work, have been looking for months but with everything that's happened this year it has been extremely difficult, plus getting a part time job around nursery and school with no car (ex took it) is practically impossible. He wants the house sold and I want to stay here with the children as i really dont have any other option right now. I am petrified that the judge will order the house be sold and the equity split but I still wont be able to afford to rent in our area or have any mortgage capacity for many years.
Has this happened to people? I mean, will we actually be made to sell the house so that he can afford to rent a place of his own? His mother does not charge him rent...
from what I understand the judge will give favour to keeping a roof over the heads of children under the ago of 18 - thats a key priority, so it seems unlikely you will be kicked out on the street. I would suggest doing as requested by the judge and at least get something from a mortgage advisor - even if it is saying you cannot get a mortgage - if nothing else they might be able to suggest some way forwards with regards to what you need to earn to get at least a small mortgage - it might give you some options to hang your hat on in front of the judge...
