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Title Deeds

  • julie321
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06 Dec 14 #451042 by julie321
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I have reverted to my Maiden Name on divorce. We have not sold the house as yet and I am still living in it. Do I need to change my name on the deeds or does this not matter. Thanks

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08 Dec 14 #451147 by julie321
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Anyone please?

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08 Dec 14 #451204 by beatle
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Hi
I cant really help (sorry) but thought I would reply and see if anyone else can help more!. All I know is that I am not yet divorced and am just buying a house. My solicitor said I could buy it in my married name, or my maiden name whichever I liked. So I suspect it might be up to you.One thing that might make a difference is that if you wanted to port your morgage (if you have one) to a new property this has to be done in the same name: so if you wanted to do this (port) and buy a new property in maiden name it would be best to change name now. I am porting a morgage (as I have a very good rate that I don''t want to lose and it avoids having to pay early repayment fees) so having to buy new house in married name. My solicitor says I change deeds later whenever, if ever, I want.

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09 Dec 14 #451212 by LittleMrMike
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For a start, title deeds are more or less obsolete these days.

But of course it matters and the reason should be obvious. If you are buying a house, you must be satisfied that the person selling it to you is indeed the owner and has the right to sell it.

So if your solicitor gets a contract, and the seller is stated to be, say, John Smith, when the land certificate states that the owner is John Jones, then your solicitor must bex satisfied that there has beexn a change of name and that the John Smith and John Jones are one and the same.

LMM

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09 Dec 14 #451217 by pixy
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I''ve never used my married name. Nevertheless when we bought the FMH the conveyancer and mortgage company both assumed that I did and so those documents had me down by my married name. It seemed like too much hassle to change it (this was over 30 years ago when sticking to one''s maiden name was a really big issue) so I simply resigned myself to signing house documents in another name. It was no problem when we sold the house. I signed the sale documents as Pixy Marriednameand signed the purchase of the new place as Pixy Maidenname. I wasn''t porting a mortgage, so that issue did not matter.

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09 Dec 14 #451219 by julie321
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Thank you for your replies it is most helpful.

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