pension entitlement

hi the children were approx 13 my youngest and oldest 16 at the time of seperation, i took the kids and the clothes we were waring and left him the house and the contents
wilst we struggled he paid me nothing, and there were times i atually fed him.... the children arnt bilogicly his but i was with him from my youngest being 2, they have his name leagally,
the house was eventually repossessed and he sold everything with in it, i didnt and havent recieve any thing from when i left,
i dont have any assests, just my part time wage, i dont have a private pension or any capitail/savings, i dont own anything,
im not sure on the type of pension he has, all i no is that he paid in to it for 22 years, a very good earning job, and it is due to be paid out this year, my solicitor said he would apply to the pensions company for the exact information,
thank you for your help,

Justine,

It sounds like you have been through the mill. Well done for getting through it. Your solicitor is doing the right thing. Once you have the information it will be much easier to see what the options may be. You may not get anything until you reach the right age to take a pension share or there may be an option of taking something from his lump sum and a lesser share ... but you won't be able to think about that until you know what the fund has in it. Hang on in there and don't agree to anything!!!!!

Hadenoughnow

thanks to you both for help,
i feel better being able to get it off my chest, with it all being so confusing, iam going to see my solictor tommorrow and see where i go from there, thanks again

Hi,

Once you will know where you stand you can start to decide how to approach sharing the pension.

To start with I would advise finding out the following:

-The type of pension it is.
-Is it in payment or not.
-What is it's value (cash equivalent transfer value if not in payment or cash equivalent of benefit if it is).
- How does the scheme treat a pension share.

Inevitably more questions will arise but this should be enough for someone to start to guide you.

Regards

Phil

The Divorce IFA

Although I am a Resolution Accredited Independent Financial Adviser my comments are given here as general guidance based on the (often limited) information available and does not constitute financial advice. They should not be seen as a substitute for detailed financial and legal advice.