I thank you all so much for your kind time in replying and for all the useful information contained therein. I appreciate it so much.
For some strange reason I am worried about revealing too much personal info on here, as I don't know if he is a member? However, I am at the point now where I am so anxious and upset by the whole thing, and now on my own dealing with it, I will have to take the risk.
My details are:
Him 64 Me 51 No children of the marriage
Started co habiting in 1981 and purchased a jointly owned home together. Married in 1984. Moved abroad in 2002. He left me in 2003 and returned to UK.
His income is a police pension in payment of £1,800 net of tax a month. He also works part time in a couple of jobs 'on the black' so that cannot be taken into account.
My income is a small residual renewal income from my business in UK which amounted to £3, 300 last year.
His assets : 4 bed detached house worth I guess £300,000.Car is BMW with personal plate and leather seats. His
form E says worth £2,000. (I would take it as part of settlement at that value!).
Mine: Old still to be renovated property, worth 160,000 euros, which is c. £130,000. Car is a 28 year old Peugeot 205, worth ,maybe £200.
No joint assets as everything including MH sold in 2004 (MH sold for 440,000 euros, which at that time was worth c. £300,000). Car and all savings. All these assets split in the ratio of 50:50
His liabilities: He has raised mortgages against the equity in his home to finance holidays, cars, TVs etc and these debts now total £120,000.
My liabilities: None.
He retired from the police after 30 years service in May 1997. I continued to run my very successful business which financed a lavish lifestyle until 2002. He drove a Corvette, as well as a BMW and Jeep Cherokee. We had numerous holidays including Barbados, Thailand, Florida. In effect, for 5 years my income supported us.
His police pension
CETV is £465,000. Via his solicitor he has offered me a one-off lump sum of £30,000 as full and final settlement.
As my need for income is desparate I am seeking a pension earmarking order. I understand all the pitfalls with this arrangement, but I don't see that I have any other option?
Once again, I thank you for your time in reading this and all comments will be gratefully received
BD