A well respected, award winning social enterprise
Volunteer run - Government and charity funded
We help 50,000 people a year through divorce

01202 805020

Lines open: Monday to Friday 9am-5pm
Call for FREE expert advice & service info


Pensions can be very valuable assets, and need to be carefully considered in any financial settlement. The first thing to do is to get a valuation for the savings or rights you and your spouse or civil partner each have in any pension schemes from the scheme administrator. These may be schemes you have through work, personal pension schemes and any additional state pension (part of the state pension scheme) – see the pensions and retirement section of our website for more information.

The court will decide how to deal with any pensions in the context of the overall financial settlement. There are three ways they can do this:

If a large amount of your pension fund was built up before the marriage, and everyone's needs can be met without it, a court will sometimes take that into account in any final order.

Changes to someone's pension cannot take place simply by agreement between you and your spouse or civil partner. Only a court can order changes to someone's pension, but it will be limited by what the rules of each scheme say. You and your solicitor, and possibly with the help of a independent financial adviser (IFA), will need to check the rules of your pension scheme before finalising any settlement with your spouse or civil partner.

Pensions are a complex area, and you may wish to take advice from a pension's specialist IFA, in conjunction with your solicitor, to understand what options are available to you and what the implications would be Useful links.

Read more about planning for retirement

Types of pensions
Types of pensions

Most people are entitled to a basic state pension, but you may also have an additional state pension.

Find out more about types of pensions
How to deal with a pension
How to deal with a pension

The court can deal with pensions in one of three ways: pension sharing; pension off-setting; and pension attachment.

Find out more about how to deal with a pension

User comments

There are no user comments for this listing.
To write a comment please register or

The modern, convenient and affordable way to divorce.

No-Fault Divorce £179

We provide the UK's lowest cost no-fault divorce service, managed by a well respected firm of solicitors. 

Online Mediation £250

Online mediation is a convenient and inexpensive way to agree on a fair financial settlement.

Consent Order £259

This legally binding agreement defines how assets (e.g. properties and pensions) are to be divided.

Court Support £250

Support for people who have to go to court to get a fair divorce financial settlement without a solicitor.