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What are we each entitled to in our divorce settlement?

What does the law say about how to split the house, how to share pensions and other assets, and how much maintenance is payable.

What steps can we take to reach a fair agreement?

The four basic steps to reaching an agreement on divorce finances are: disclosure, getting advice, negotiating and implementing a Consent Order.

What is a Consent Order and why do we need one?

A Consent Order is a legally binding document that finalises a divorcing couple's agreement on property, pensions and other assets.

 

His mistress has accessed my bank details!

  • hopetobesingle
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13 Sep 09 #145986 by hopetobesingle
Reply from hopetobesingle
I agree it isn't dealt with in the Ancillary relief process, but it is something that is in breach of several acts.

Namely two, Consumer Credit Act 1974 and the Data Protection Act.

Google them, find out the financial ombudsman and send a complaint with any evidence i.e. letters from bank, or times of calls and what was said.

I believe the Data Protection Act has it's own ombudsman and it would be worth contacting them.

Also you can report the theft to royal mail.

  • Lucretia
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13 Sep 09 #146058 by Lucretia
Reply from Lucretia
hopetobesingle wrote:

I agree it isn't dealt with in the Ancillary relief process, but it is something that is in breach of several acts.

Namely two, Consumer Credit Act 1974 and the Data Protection Act.

Google them, find out the financial ombudsman and send a complaint with any evidence i.e. letters from bank, or times of calls and what was said.

I believe the Data Protection Act has it's own ombudsman and it would be worth contacting them.

Also you can report the theft to royal mail.


Banks HATE the finacial ombudsman getting involved.
Last month my bank removed a very large DD that I pay into my OH's account ( which is still joint ATM :dry:) for the mortgage etc, a week early. As I had not been paid I effectively went over a thousand pounds overdrawn. Initially they were unhelpful and all they said that they could do was to put an overdraft on my account so I would not be hit with charges for the amount I had got overdrawn. When I asked them why they could not simply remove the money and put it back into my account, they said it had already gone through and there was nothing I could do.
I phoned the ombudsman, who wrote to them saying they had received a complaint about their practice. I then phoned the bank and said that I had contacted the ombudsman. Low and behold, there were apologies all around and the money was switched back!
I carried on with the complaint - if nothing else but to have the letter on file.:)

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