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Pensions 2382 topics

Discuss divorce related pension issues. Is the CETV valuation valid for final salary schemes? How much is a pension worth when you offset it against the house?
Subject Replies / Latest
Is there a simple answer to this question
As I understand it, in england, if a pension sharing order is made by the court at 50/50
it is calculated from the date that the order takes effect.
Can ...
24 Sep 10, by hughjamton
Latest 30 Sep 10 by hughjamton
Replies:7
:664
Latest by hughjamton
30 Sep 10
Pension Sharing?
I have posted my full financial details here previously.
I have now run out of money to pay my solicitor (spent £6,000)and no nearer a solution.

M ...
21 Sep 10, by braindead
Latest 24 Sep 10 by hadenoughnow
Replies:20
:1260
Latest by hadenoughnow
24 Sep 10
pension sharing
hi there,
wondering if anyone can help my query
im due go to 1st court app, for pension sharing, everything is in progress, but my husband has gone awol ...
20 Sep 10, by justine2
Latest 22 Sep 10 by TBagpuss
Replies:1
:255
Latest by TBagpuss
22 Sep 10
Final Salary Pensions
Hi

Does anyone know if a cetv valuation of a final salary pension reflects its actual worth?

I'm aware that a cetv is a transfer valuation but ...
16 May 08, by ancillarycilla
Latest 21 Sep 10 by Davecroy
Replies:45
:7747
Latest by Davecroy
21 Sep 10
Forces pension EDP
Hi I need help 26yrs of marriage he has done 31 yrs in Navy ! Big pension and guess what he dont want me to have it , I have health issuse (mental health ) and ...
20 Sep 10, by jak1
Latest 21 Sep 10 by afla
Replies:1
:303
Latest by afla
21 Sep 10
Army pension
Hi
just about to divorce after 23 years. Husband has been receiving an army pension for the last 10 years (when he retired from Army) He is now in a well pa ...
17 Sep 10, by dawn10
Latest 17 Sep 10 by hadenoughnow
Replies:2
:566
Latest by hadenoughnow
17 Sep 10
POLICE PENSION ACTUARY REPORT OR CETV
Hi all, I am hoping for some advice. I am currently divorcing my husband after 20 years of marriage. He is a police officer with 23 years service. My solicitor ...
13 Sep 10, by caffbag
Latest 17 Sep 10 by Linda E
Replies:6
:1447
Latest by Linda E
17 Sep 10
Divorce or Not ?
Hi,
I have been separated from my husband for 7 years. He has never pushed for a divorce (although his actions caused the initial rift) but I feel it is tim ...
26 Aug 10, by Waterman2
Latest 14 Sep 10 by afla
Replies:4
:251
Latest by afla
14 Sep 10
Pension Share Agreed - what now?
Any advice please.

I have a Consent Order which entitles me to a % of my ex husband's pension and my decree abolute.

What should I do now to a ...
08 Sep 10, by angelanna
Latest 10 Sep 10 by The Divorce IFA
Replies:3
:249
Latest by The Divorce IFA
10 Sep 10
pension sharing
Hi Phil
thank for reply on previous posting deleted out of courtesy,
i have a public serv pension and have paid into for under 8 years, two paid up pots ...
08 Sep 10, by paulm620
Latest 09 Sep 10 by paulm620
Replies:4
:364
Latest by paulm620
09 Sep 10
Pension question
I dont really understand the whole pension thing as never had a need to look into it!

I have a modest pension pot(17 years paying onto final salry) bur ...
07 Sep 10, by Carole_previousMARGARET1
Latest 08 Sep 10 by The Divorce IFA
Replies:5
:246
Latest by The Divorce IFA
08 Sep 10
03 Sep 10, by EGGBOX
Latest 03 Sep 10 by theexwife
Replies:2
:507
Latest by theexwife
03 Sep 10
What do I do with these pensions?
I have been givin 50% of the pensions in my divorce, these come from three different pension companys. The one thing Im hopeless at is finace. My sol says I nee ...
29 Aug 10, by Hollyett
Latest 02 Sep 10 by The Divorce IFA
Replies:8
:616
Latest by The Divorce IFA
02 Sep 10
acturial advice
i have been advised to employ an actuary as mt husbands biggest asset is his police pension! it seems very expensive! has anyone experience of this and is it wo ...
30 Aug 10, by scotslass1957
Latest 30 Aug 10 by binused
Replies:5
:224
Latest by binused
30 Aug 10
pension sharing
hi wonder if anyone could help in my query
im due to go to court in a few weeks, for the 1st court appointment, 4 pension sharing,
problem being is my ...
29 Aug 10, by justine2
Latest 29 Aug 10 by justine2
Replies:2
:235
Latest by justine2
29 Aug 10
i do not know anything about pension entitlement
Hi I need some advice, I was with myex for 5 years married for 4, i had a son when i met him, when we were together we had 2 daughters now 2 and 3. He is a pol ...
26 Aug 10, by msmouse
Latest 28 Aug 10 by msmouse
Replies:19
:983
Latest by msmouse
28 Aug 10
Armed Forces Pensions - Gratuity Payment
I am trying to find out how much my RAF gratuity would be reduced by if we agreed to a pension share. The gratuity works out as 3 times your annual pension, so ...
25 Aug 10, by leggo
Latest 26 Aug 10 by asram
Replies:5
:748
Latest by asram
26 Aug 10
CETV
Hello,

My solicitor has told me to get a cetv, how long will this take and what does it do? ...
25 Aug 10, by Ian_332
Latest 26 Aug 10 by The Divorce IFA
Replies:1
:231
Latest by The Divorce IFA
26 Aug 10
Pension advice please?
Hi, wonder if anyone can help here... My husband has always had an excellent job and for many years has been the main earner in the family a discrepancy that wi ...
24 Aug 10, by Meldomelin
Latest 24 Aug 10 by Meldomelin
Replies:2
:228
Latest by Meldomelin
24 Aug 10
.
...
23 Aug 10, by MaxWan
Latest 23 Aug 10 by TBagpuss
Replies:1
:235
Latest by TBagpuss
23 Aug 10
Pension in payment
I wonder if someone can advise me on a pension matter.

i am a pensioner and my divorce is now completed and payments made etc over a month ago.
21 Aug 10, by humprey1
Latest 21 Aug 10 by maggie
Replies:1
:392
Latest by maggie
21 Aug 10
Police Pension Horror - HELP!!!!
I am presently going through a second divorce from the same man...a retired police officer. Finances were not sorted following our first divorce but they will b ...
20 Aug 10, by Juliet09
Latest 20 Aug 10 by LittleMrMike
Replies:4
:329
Latest by LittleMrMike
20 Aug 10
pension sharing
Hi im at the last part of financial settlement and the pension agreement is causing difficulty in being resolved.my ex has a naval pension with 10 yrs built u ...
18 Aug 10, by scottish
Replies:0
:218

Chance of widow's pension lost on divorce
Chance of widow's pension lost on divorce
MCA 1973 s25
(h)in the case of proceedings for divorce or nullity of marriage, the value to each of the partie ...
08 Aug 10, by maggie
Latest 12 Aug 10 by maggie
Replies:7
:1221
Latest by maggie
12 Aug 10
frozen pre marital contributions
in my 1st divorce i got the pensions and thats all! these concisted of three frozen private pensions. now going into a second divorce, i have not paid into any ...
06 Aug 10, by ray010
Latest 06 Aug 10 by ray010
Replies:2
:344
Latest by ray010
06 Aug 10
Trying to come up with a deal
I have 4 pensions cetv totalling £82,487.87 my stbx has a goverment pension of £175,942 I'm 54 this year she is 46.
Taking everything else out of the equa ...
04 Aug 10, by hughjamton
Latest 05 Aug 10 by hughjamton
Replies:3
:261
Latest by hughjamton
05 Aug 10
Don't understand :(
Hoping someone can help me in really plain and simple English!

Finally started to talk finances with the stbx, looking like things will be a 60/40 spli ...
03 Aug 10, by twizzler
Latest 05 Aug 10 by The Divorce IFA
Replies:2
:258
Latest by The Divorce IFA
05 Aug 10
NHS final salary pensions
I have 3 final salary pensions from 3 employments.

2 are from "funded" university schemes, and are likely for the foreseeable future t ...
31 Jul 10, by jamais
Latest 05 Aug 10 by The Divorce IFA
Replies:3
:366
Latest by The Divorce IFA
05 Aug 10
Pensions CETV Calculations
I have a final Directions hearing at the beginning of October. Today I have received a letter from my pension provider (Teachers Pension) stating that all CETV ...
30 Jul 10, by autumn9
Latest 03 Aug 10 by MaxWan
Replies:5
:508
Latest by MaxWan
03 Aug 10
Form E!!! Missing Attachments
I filed my Form E 2 weeks ago complete with up-to-date payslips, bank statements, pension details etc. However, my stbx in his form only provided statements up ...
19 Jul 10, by CommonBlue
Latest 03 Aug 10 by maggie
Replies:17
:1398
Latest by maggie
03 Aug 10
No idea
I didn't even realise I might be entitled to some of my exes pension. We were married for just under four years and had two children together. How do I find out ...
02 Aug 10, by MCR
Latest 02 Aug 10 by Ursa Major
Replies:2
:226
Latest by Ursa Major
02 Aug 10
CETV VALUATION NEEDED?
Is it still necessary to go to the expense of a CETV valuation for Consent Order purposes if it's agreed between the parties that my pension, which is already i ...
23 Jul 10, by down_notout
Latest 29 Jul 10 by The Divorce IFA
Replies:2
:330
Latest by The Divorce IFA
29 Jul 10
Pension how to work it out
Hi my husband is devorcing me at the moment.
PI know that in march last year (he had been made redundant from his job of 30 years which is the lenghth of ti ...
27 Jul 10, by clemie
Latest 29 Jul 10 by The Divorce IFA
Replies:7
:788
Latest by The Divorce IFA
29 Jul 10
consent orders
Hi Can anyone shed any light on the following. My wife and I are looking to divorce in the near future, all very amicable and we want to keep it that way. I am ...
28 Jul 10, by lops
Replies:0
:256

Legal Aid and Pensions
Hi,

I am currently going through a divorce. I have been given legal aid (he hasn't) - we have no real assets except my husbands pension. I recently was ...
26 Jul 10, by Confusedspouse
Latest 27 Jul 10 by maggie
Replies:2
:434
Latest by maggie
27 Jul 10
BR20 SERPS valuation - help!
my STBX and I are using the wikivorce consent order service because we agree on everything. we have all our valuations (and decree nisi) ready to go except the ...
26 Jul 10, by ameliaearhart
Latest 27 Jul 10 by Confused2
Replies:1
:418
Latest by Confused2
27 Jul 10
ARMY PENSION
Hi

Can anyone help me? My other half has an army pension which is in payment. In addition to this he has an NHS pension, which is not in payment yet. ...
24 Jul 10, by abraham
Latest 25 Jul 10 by abraham
Replies:2
:477
Latest by abraham
25 Jul 10
overturning a seperation agreement
my husband and i drew up a seperation agreement 3 years ago stating I keep my pension and he keeps the house, so the house was put solely in his name.. Now we a ...
23 Jul 10, by whitelilly
Latest 23 Jul 10 by hadenoughnow
Replies:1
:492
Latest by hadenoughnow
23 Jul 10
Please help.... pension split
I married in June 90, joined the marines in 91. And split with my wife in feb 09 and the divorce will be done oct this year. how much of my pension do i have to ...
19 Jul 10, by pat68csgt@live.co.uk
Latest 20 Jul 10 by hadenoughnow
Replies:1
:334
Latest by hadenoughnow
20 Jul 10
Will vs Court Order?
PENSION SCHEMES ACT 1993, PART X
DETERMINATION BY THE PENSIONS OMBUDSMAN
Recent Pensions Ombudsman determination:
Ref: 77828/2
Latest 19 Jul 10 by maggie
Replies:1
:350
Latest by maggie
19 Jul 10

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