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Pensions 2382 topics

Discuss divorce related pension issues. Is the CETV valuation valid for final salary schemes? How much is a pension worth when you offset it against the house?

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Subject	Replies /	Latest
pension sharing i have been married 25 years, but we were only together 9 years, does anyone know what percentage of pension i would be entitled to, the pension is 22 years old ... 16 Jul 10, by justine2 Latest 16 Jul 10 by hadenoughnow	Replies:3 :227	Latest by hadenoughnow 16 Jul 10
Pensions am I being thick? Ok.. We have no assets to offset pension sharing so are considering a consent order to share the said pension. So if there is a pension to share is ... 13 Jul 10, by sals44 Latest 14 Jul 10 by sals44	Replies:3 :329	Latest by sals44 14 Jul 10
navy pention how to trade it? I have separated from my husband after 21 yrs together ,married 16 of those and 5 yrs living together .my choice. i am to receive half my husbands navy pension ... 12 Jul 10, by scottish Latest 13 Jul 10 by The Divorce IFA	Replies:1 :335	Latest by The Divorce IFA 13 Jul 10
CETV NHS Valuation Hi Guys In middle of really bitter divorce (her, not me!) I have sent my PD2 form to NHS Pensions. However, although I've only worked ... 10 Jul 10, by TrueFighter Latest 11 Jul 10 by The Divorce IFA	Replies:1 :567	Latest by The Divorce IFA 11 Jul 10
CETV - Provider Charges I have asked the Armed Forces Pension Scheme to provide a CETV. They instead provided a valuation as to the current value of my pension rights. They a ... 16 Sep 08, by D_S Latest 10 Jul 10 by penny10p 1 2 3	Replies:20 :3248	Latest by penny10p 10 Jul 10
final salary My stbx is a member of a non-contributory final salary pension scheme. He works in the private sector and has worked there for 20 years. He is hoping to retire ... 09 Jul 10, by toystory Latest 09 Jul 10 by toystory	Replies:3 :224	Latest by toystory 09 Jul 10
PENSION SHARING ANNEX - CAN SOMEONE HELP PLEASE? I am representing myself through my divorce. I have already received, completed and subsequently returned the Pension Sharing Order and Annex to my stbx wifes s ... 09 Jul 10, by johnny1976 Latest 09 Jul 10 by johnny1976	Replies:6 :520	Latest by johnny1976 09 Jul 10
Pension Rest deleted ... 29 Jun 10, by MediationNotWar Latest 06 Jul 10 by maggie 1 2 3 ... 5	Replies:29 :2101	Latest by maggie 06 Jul 10
Both Pensions in Payment Hi, both my STBX and I already receive company pensions (although both still working). Will these pensions count as income for consent order? Or would pension ... 03 May 10, by CommonBlue Latest 05 Jul 10 by Divorcebarrister	Replies:1 :295	Latest by Divorcebarrister 05 Jul 10
CETV & Form E HI, I find myself at the stage when I have to complete this Form E and am confused reguarding the pensions part of the form so required assistance please. 04 Jul 10, by Silverheed Latest 05 Jul 10 by Divorcebarrister	Replies:1 :338	Latest by Divorcebarrister 05 Jul 10
ex in Abu Dhabi.... Married 28 years, divorced 9 years ago.....given a 'charge' over his UK property in case he defaulted on periodical payments - he somehow managed to make proper ... 30 Jun 10, by pmw2040 Latest 02 Jul 10 by maggie 1 2	Replies:7 :629	Latest by maggie 02 Jul 10
Family Justice Review - call for evidence www.justice.gov.uk/re ... 01 Jul 10, by maggie	Replies:0 :344
pension sharing costs if a pension sharing order is made how are the cost asociated with setting up the order dealt with? would they be deducted from any pension that is left afer sh ... 30 Jun 10, by richy Latest 30 Jun 10 by The Divorce IFA	Replies:1 :266	Latest by The Divorce IFA 30 Jun 10
CETVs - use online actuary valuation instead? Help! My STBX and I didn't realise that a CETV would take so long to obtain for his final salary scheme (got the ones for our money purchase schemes really quic ... 29 Jun 10, by katherinehepburn Latest 30 Jun 10 by The Divorce IFA	Replies:1 :263	Latest by The Divorce IFA 30 Jun 10
Pension after divorce - I have no idea Hello all. I'm a partner of divorcing person. We're going to married soon (1 year or so). Buy property, and have children. As I'm from Russia, ... 29 Jun 10, by jejeru Latest 29 Jun 10 by LittleMrMike	Replies:1 :259	Latest by LittleMrMike 29 Jun 10
Pension Sharing My husband's pension fund in approx £300k and mine is £35k. He is 65 and I am 55. He thinks as I still can work for 10 years, he shouldn't have to share any ... 20 Jun 10, by xyz321 Latest 29 Jun 10 by The Divorce IFA 1 2 3 4	Replies:24 :1397	Latest by The Divorce IFA 29 Jun 10
state pension my estranged wife and i had a financial agreement in principal, were as everything would be 50/50 including me paying her 50% of the cash value of my private p ... 25 Jun 10, by upset husband Latest 27 Jun 10 by upset husband	Replies:6 :493	Latest by upset husband 27 Jun 10
pension beneficiary my brother recently died , in 1999 when joining a company pension scheme he nominated his then wife as beneficiary if he died, he divorced this wife in 2007 and ... 24 Jun 10, by arty1 Latest 24 Jun 10 by The Divorce IFA 1 2	Replies:8 :906	Latest by The Divorce IFA 24 Jun 10
2nd divorce - how much of SERPS pension is paid? Hi, Just wondering if anyone knows of an answer to this, or can even suggest an organisation that may help? I was divorced previously and paid ... 25 May 10, by pinkdaisy Latest 24 Jun 10 by maggie 1 2 3	Replies:15 :1242	Latest by maggie 24 Jun 10
Who decides what ???? my stbx has made a lackluster offer regarding a final settlement and has decided that the pension offset is the way forward. Who decides if this is the best way ... 23 Jun 10, by waitingame Latest 23 Jun 10 by hadenoughnow 1 2	Replies:7 :706	Latest by hadenoughnow 23 Jun 10
'Standard' letter for an Actuary Hi. Does anyone have even any remote examples of such a letter. I don't understand the pensions side at all. My s2bx has a lawyer advising her and she has dr ... 22 Jun 10, by lifeisamazing Latest 23 Jun 10 by maggie	Replies:2 :920	Latest by maggie 23 Jun 10
Value of pension CETV against house equity Hello, I'm hoping to enter mediation soon with my stbx. The house has equity of approx £70k with o/s mortgage of £56k. I've received my pension CET ... 24 Nov 09, by ANDREW2209 Latest 23 Jun 10 by Peter@BDM 1 2	Replies:8 :1920	Latest by Peter@BDM 23 Jun 10
Pension as asset or 50% CETV value? Originally my stbx decided she did not want a share of pension but then after seeking legal advice decided she wanted to know the CETV values of them. I found ( ... 21 Jun 10, by Wheelnut Latest 22 Jun 10 by Wheelnut	Replies:2 :279	Latest by Wheelnut 22 Jun 10
limbo land Hi Am presently seperated from stbex and petitoning stage of divorce, I have no pension and ex has 3, his main one has a lump sum of 20k plus 7k a year ... 21 Jun 10, by mrs_ex Latest 21 Jun 10 by mrs_ex	Replies:2 :245	Latest by mrs_ex 21 Jun 10
LGPS pension credit members "LGPS – Commutation of pension by a Pension Credit member (Technical Group meeting 6 October 2009) The Technical Group debated at the meeting of 6 Oc ... 13 Jun 10, by maggie Latest 18 Jun 10 by maggie 1 2	Replies:7 :722	Latest by maggie 18 Jun 10
pension entitlement hi i have been married 25 years but seperated 11years, i recieved a diy divorce from my husband a few weeks ago, which stated i could not claim any financia ... 14 Jun 10, by justine2 Latest 14 Jun 10 by The Divorce IFA 1 2	Replies:10 :724	Latest by The Divorce IFA 14 Jun 10
Claiming Pension I have been separated 3 years and now got my Decree Absolute. We're still sorting the finances out. Do I claim a share of his pension up to the date of Separa ... 03 Jun 10, by lesleyp14 Latest 13 Jun 10 by leggo 1 2 3 ... 6	Replies:38 :2511	Latest by leggo 13 Jun 10
pension sharing and pension earmarking I hope someone can help me with this problem. My husband and I are to be divorced soon. We are both in our 40s and have another 20 years before we can ... 09 Jun 10, by fk66 Latest 10 Jun 10 by The Divorce IFA	Replies:3 :281	Latest by The Divorce IFA 10 Jun 10
Confused re Pension Sharing I would be grateful for some help with this: My STBX has a final salary pension (NHS) which the Actuary says should be split to give me 43%. I am a bit ... 07 Jun 10, by merry Latest 10 Jun 10 by Peter@BDM	Replies:3 :390	Latest by Peter@BDM 10 Jun 10
CETV - CEBB How much does a CETV or CEBB cost? what can I do if my ex-Partner still wont sign up to the clean break order? Many Thanks Ian... ... 03 Jun 10, by Ian_332 Latest 10 Jun 10 by Peter@BDM	Replies:4 :567	Latest by Peter@BDM 10 Jun 10
Pension offsetting There seem to be lots of 'points of view' regarding this matter... I know every case is different but there must be some kind of general opinion of those who ha ... 08 Jun 10, by waitingame Latest 09 Jun 10 by waitingame 1 2	Replies:11 :676	Latest by waitingame 09 Jun 10
Basic state pension Hello I can pay for some missing contributions which i DO not the money to do this I can have my ex husbands contributions added to this up to date ... 08 Jun 10, by didojane Latest 09 Jun 10 by The Divorce IFA	Replies:1 :437	Latest by The Divorce IFA 09 Jun 10
What will be the pension sharing percentage? Hi, I wonder if I can ask a question on possible outcome of pension sharing. I have posted my situation on divorce calculator. However, I wonder if I can get so ... 05 Jun 10, by kristyhuman Latest 07 Jun 10 by kristyhuman 1 2	Replies:8 :657	Latest by kristyhuman 07 Jun 10
pensionsM My stbx and I are splitting the equity in the house equally.He is self employed and I know has been doing cash jobs and stashing savings away. I had a littie sa ... 03 Jun 10, by swayze Latest 04 Jun 10 by TBagpuss	Replies:1 :245	Latest by TBagpuss 04 Jun 10
Pensions, Savings etc POST separation...? Hello I am married 23 years with 4 children (ages 18,18,16 & 14) but have been separated from my wife for over 9 years. I am trying to get some ... 02 Jun 10, by maggieman Latest 02 Jun 10 by hadenoughnow 1 2	Replies:9 :697	Latest by hadenoughnow 02 Jun 10
Querying the 'CETV' You dont have to accept the 'CETV' supplied by the other party's pension provider. Did you know that? If you have ever successfully queried the CETV during Anc ... 31 May 10, by FamilyLawClinicLtd Latest 02 Jun 10 by maggie 1 2	Replies:10 :620	Latest by maggie 02 Jun 10
Does she have access to my pension Hi, I'm a copper who is forced to divorce my wife for unreasonable behaviour because I can't prove adultery.....Im 35 on £36,000 and she is 28 on £22,000. ... 27 May 10, by cuddley bear Latest 01 Jun 10 by WhiteRose	Replies:3 :290	Latest by WhiteRose 01 Jun 10
CETV v. CEB Trying to get my head round what I need for form E. I am in employment so need a CETV; STBX is receiving pension so I gather from the helpful sticky post that ... 31 May 10, by pixy Latest 01 Jun 10 by pixy	Replies:5 :1276	Latest by pixy 01 Jun 10
Normal ex-spouse Pension Age for shared AFPS. About the age a new ex-spouse/pension credit member can take an AFPS pension: the info published on the websites unclear? eg 30 May 10, by maggie Latest 01 Jun 10 by Peter@BDM	Replies:2 :355	Latest by Peter@BDM 01 Jun 10
Can I stop him retiring Can anybody advise, my x a policeman can retire in a few months, but will get more pension lump sum if he stays another 18 months. I think he may retire in a f ... 01 Jun 10, by gabbie Latest 01 Jun 10 by .Charles	Replies:1 :279	Latest by .Charles 01 Jun 10

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