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Pensions 2382 topics

Discuss divorce related pension issues. Is the CETV valuation valid for final salary schemes? How much is a pension worth when you offset it against the house?
Subject Replies / Latest
Pension lump sum
Is it possible to take a lump sum out of a (private) final salary pension scheme?

Thank you. ...
10 Dec 09, by BizzyLizzy
Latest 10 Dec 09 by Elle
Replies:5
:250
Latest by Elle
10 Dec 09
Replies:12
:1503
Latest by Active8
10 Dec 09
Could I still be my ex's widow after all?
Can this possibly be true?
Latest 08 Dec 09 by Active8
Replies:7
:1065
Latest by Active8
08 Dec 09
Pensions Scotland
My husband and I are both retired, and live in Scotland. We were married for more than 34 years when we separated last year. I have been receiving my NHS pe ...
28 Nov 09, by gemini09
Latest 08 Dec 09 by Elle
Replies:8
:896
Latest by Elle
08 Dec 09
06 Dec 09, by jerseygirl100
Latest 06 Dec 09 by LittleMrMike
Replies:1
:245
Latest by LittleMrMike
06 Dec 09
Pension Sharing: who is responsible?
My husband has been divorced for a year now, where one of his pensions was court ordered to go to his ex-wife. We just received an annual statement in the mail ...
06 Dec 09, by IndyFilmGrl
Latest 06 Dec 09 by IndyFilmGrl
Replies:1
:333
Latest by IndyFilmGrl
06 Dec 09
final salary and pension in payment
I've learnt a lot from this site and am now plucking up courage to take action and hope to get some advice and share outcomes so others can can learn from my ex ...
02 Dec 09, by rosarie
Latest 04 Dec 09 by rosarie
Replies:15
:1057
Latest by rosarie
04 Dec 09
split of pensions
Could anyone hazzard a guess as to what split of assets i may get from the following info

W 52
H 47

W monthly income 1516 incl tax credits ...
01 Dec 09, by julie321
Latest 03 Dec 09 by londiniumex
Replies:5
:329
Latest by londiniumex
03 Dec 09
is it too late after divorce to sort this out?
we divorced this year, quickie divorce....

between us so far verbally, we have agreed on child support which he pays fine and pension.

he is a ...
02 Dec 09, by manhattandreams
Latest 02 Dec 09 by Fiona
Replies:1
:252
Latest by Fiona
02 Dec 09
Pension help urgent
Can I please have some help understanding pension sharing?

My CETV is approx £100k. The way the marital pot is being split, because of his huge debts ...
28 Nov 09, by tinkerbell123
Latest 30 Nov 09 by Peter@BDM
Replies:2
:226
Latest by Peter@BDM
30 Nov 09
The CSA and pensions
Upon divorce in 2008 my ex was awarded 50% of my pension "pot". Naturally I started making extra pension contribution payments in order to cover the s ...
26 Nov 09, by dino41
Latest 30 Nov 09 by Peter@BDM
Replies:1
:290
Latest by Peter@BDM
30 Nov 09
Pension Based on Marriage Length?
Was married for 3 years.

Does my wife have a claim on my total pension pot accrued since 1995 or does her claim relate specifically to my contributions ...
28 Nov 09, by magellan
Latest 29 Nov 09 by magellan
Replies:2
:297
Latest by magellan
29 Nov 09
Half his pension?
Hi, i've run to you for advise after hearing that my brother is going to have,(by Law, according to him), to give his, soon to be divorced, wife, half of his pe ...
27 Nov 09, by Robster
Latest 27 Nov 09 by Robster
Replies:2
:354
Latest by Robster
27 Nov 09
Pension Sharing Order - who pays this invoice
Hi, I have a pension sharing order in place, which the court forms state that I am responsible for arranging the sharing order and charges. My ex-wife has gone ...
24 Nov 09, by biker66
Latest 26 Nov 09 by The Divorce IFA
Replies:10
:1713
Latest by The Divorce IFA
26 Nov 09
Pension Sharing
I have been trying to find the answer to this question but to no avail. Please could someone throw any light on this one for me?

My husband and I have ...
23 Nov 09, by ldg
Latest 25 Nov 09 by ldg
Replies:17
:983
Latest by ldg
25 Nov 09
How long should it take for paperwork?
Divorced in Jan 09, finances all sorted nov 08, I got 100% of one of his pensions and all the paperwork was dealt with albeit after the Absolute issued.

25 Nov 09, by sunshine babe
Latest 25 Nov 09 by The Divorce IFA
Replies:1
:289
Latest by The Divorce IFA
25 Nov 09
Pension sharing
Hi. My partner and soon-to-be-ex-wife are going through a divorce. They were married for 1 year 11 mths and never lived together during the marriage. Is she ent ...
23 Nov 09, by MinnieM
Latest 24 Nov 09 by MinnieM
Replies:2
:262
Latest by MinnieM
24 Nov 09
Re: Help needed
I have been awarded a pension sharing agreement from my recent divorce but need an Independent Financial Advisor to help with the various forms from the differe ...
19 Nov 09, by freshbutterfly
Latest 20 Nov 09 by maggie
Replies:11
:899
Latest by maggie
20 Nov 09
Pension Valuation?
Hi,

I have a few questions about the treatment of pensions and I wondered if anyone would be good enough to offer advice/share experience.

My ...
12 Nov 09, by What next
Latest 19 Nov 09 by InLimbo
Replies:15
:1663
Latest by InLimbo
19 Nov 09
don't understand my CETV
I have just got my final salary nhs pension CETV and in the section for service and pay scales it says : presumed pensionable pay and the amount ...
16 Nov 09, by meand3
Latest 18 Nov 09 by Peter@BDM
Replies:4
:382
Latest by Peter@BDM
18 Nov 09
Pensions Apportionment
Hi, my husband has a court order which was awarded 7 years ago in which his ex-wife was awarded a third of his pension. I appreciate this is a bit of a vague q ...
17 Nov 09, by Hebe
Latest 17 Nov 09 by Peter@BDM
Replies:3
:343
Latest by Peter@BDM
17 Nov 09
Pensions on divorce and legal aid
I have read this on a law firm's website:

"If you obtain any financial advantage in legal proceedings, whether by winning or preserving any asset, ...
17 Nov 09, by maggie
Latest 17 Nov 09 by Paul@IFSPC
Replies:4
:613
Latest by Paul@IFSPC
17 Nov 09
Pension Sharing
If I agreed a 50% pension share with ex does anybody know answers to the following, bearing in mind he's 58 and i'm 51.


If he dies before me does ...
15 Nov 09, by InLimbo
Latest 15 Nov 09 by Ephelia
Replies:2
:272
Latest by Ephelia
15 Nov 09
URGENT-fair re assets?-next mediation soon
My ex hub and I were married 10 years and have 3 children 6,4,3 who stay with my ex every other w/end (his choice not mine) and half school hols approx 85 days ...
14 Nov 09, by FFA12
Replies:0
:266

Claiming half a pension in divorce
I am about to sign a seperation (settlement) agreement with my wife as she has agreed to buy me out of our marital home and partnership business. I believe the ...
13 Nov 09, by seperationhurts
Latest 13 Nov 09 by Ephelia
Replies:3
:277
Latest by Ephelia
13 Nov 09
'Contracted Out' Pensions
Have just exchanged form E's. Husband is stating that I have private pension dating back some 20 years ago.

I have found cetv valuation for this of ...
11 Nov 09, by InLimbo
Latest 12 Nov 09 by Peter@BDM
Replies:3
:557
Latest by Peter@BDM
12 Nov 09
Pension share or lump sum
I am going to have to pay my x quite a lot in a pension share. Can you advise me though please.
Should I give him the pension share which he couldn't access ...
11 Nov 09, by tinkerbell123
Latest 11 Nov 09 by tinkerbell123
Replies:2
:288
Latest by tinkerbell123
11 Nov 09
Final salary pension scheme share
I have been trying to make sense of the questions and answers already printed on the final salary pension scheme subject. My stbx is in a company final salary ...
01 Nov 09, by Ivy
Latest 11 Nov 09 by maggie
Replies:20
:950
Latest by maggie
11 Nov 09
Need help regarding pension
Just at the start of the divorce process was asked by my sol to find out CEVT value of one of my pensions (with HSBC) They have written back and I quote "C ...
06 Nov 09, by mazdaman
Latest 09 Nov 09 by Active8
Replies:5
:404
Latest by Active8
09 Nov 09
wife said doesn't want my pension
Hi
My wife (32) and I (33) are seperated after 7yrs married although I am still hoping we can get back together but am slowly loosing hope of this. she has ...
05 Nov 09, by mrf
Latest 05 Nov 09 by Active8
Replies:3
:1010
Latest by Active8
05 Nov 09
Ill health pension
I am at the point of a second hearing soon and extremely nervous.

I have no children but at 46 on ill health pension in payment which is quite good pe ...
16 Oct 09, by humprey1
Latest 05 Nov 09 by Active8
Replies:1
:583
Latest by Active8
05 Nov 09
totally above my head!!
Married 26 years

2 grown and flown children

His pension ctev value 240.000

my pension unsure....only 6 years old so not worth much
28 Oct 09, by Boo2u21964
Latest 05 Nov 09 by The Divorce IFA
Replies:4
:312
Latest by The Divorce IFA
05 Nov 09
company pensions
Does anyone know what is the likely status of my stbx's ill health pension where she has had it topped up by her company a few years ago when we were together a ...
28 Oct 09, by humprey1
Latest 05 Nov 09 by The Divorce IFA
Replies:13
:921
Latest by The Divorce IFA
05 Nov 09
Independent acturial valuation.... or not?
My STBX's Final Salary pension CETV has just arrived and is 35% less than an online valuation I paid for a couple of months ago. Should I go for the full actur ...
02 Nov 09, by BizzyLizzy
Latest 05 Nov 09 by The Divorce IFA
Replies:5
:312
Latest by The Divorce IFA
05 Nov 09
Who gets final salary pension credit?
On another thread Peter@BDM has described what happens when sharing a final salary pension, using a £100k pension CETV as an example:
"If a 50% pensio ...
04 Nov 09, by maggie
Latest 05 Nov 09 by The Divorce IFA
Replies:6
:319
Latest by The Divorce IFA
05 Nov 09
Confused by Pensions
I have been awarded a pension sharing agreement by ex, he has five pensions that are frozen, they total £51,926, I would like to stay in the different schemes ...
04 Nov 09, by freshbutterfly
Latest 04 Nov 09 by The Divorce IFA
Replies:1
:318
Latest by The Divorce IFA
04 Nov 09
Pensions Actuary
Hello!!

This is my first posting here, so very sorry if I do something wrong :-)
03 Nov 09, by Pooch
Latest 03 Nov 09 by dukey
Replies:7
:788
Latest by dukey
03 Nov 09
already receiving 2 small pensions
Hi can anyone help? I am at the Petition stage of divorce-stbx doesn`t want it to go ahead. he has asked for details of my finances-redundancy figures (35k obt ...
31 Oct 09, by cecilia robo
Latest 31 Oct 09 by dukey
Replies:1
:271
Latest by dukey
31 Oct 09
Pension share and length of marriage
Hi,

I am trying to work out a reasonable settlement with my wife, but am confused by what should be a reasonable share of my pension, as well as the jo ...
27 Oct 09, by araf
Latest 31 Oct 09 by The Divorce IFA
Replies:3
:407
Latest by The Divorce IFA
31 Oct 09
Pensions
Hi Everyone

Can someone please help me on what the difference is between pension attachment and pension sharing?

I am confused!!!!

Th ...
24 Oct 09, by button14
Latest 31 Oct 09 by The Divorce IFA
Replies:6
:351
Latest by The Divorce IFA
31 Oct 09

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