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Pensions 2382 topics

Discuss divorce related pension issues. Is the CETV valuation valid for final salary schemes? How much is a pension worth when you offset it against the house?
Subject Replies / Latest
Pension contributions before being married
Please could someone help me understand if pension contributions prior to being married count towards a divorce settlement? ...
20 Mar 10, by gervais1
Latest 21 Mar 10 by gervais1
Replies:5
:427
Latest by gervais1
21 Mar 10
What if she opted out of paying into a pension?
I have recently had an Ancillary Relief hearing which was quite something else.
I am unhappy with the judgement as I had a lumpsum order awarded against me ...
18 Mar 10, by Outofthequagmire
Latest 18 Mar 10 by Tets
Replies:5
:350
Latest by Tets
18 Mar 10
Police pension advice
Hello All

I separated from my ex in oct 07 we were married for 2 years and in total together 4 and a half years. We are due to have an fdr in June. Due ...
17 Mar 10, by 224444
Latest 17 Mar 10 by 224444
Replies:2
:257
Latest by 224444
17 Mar 10
ill health pension at early age
Hi,
Please can anybody offer advice on how i stand with ill health pension sharing.
I retired at 41 (12 months ago) and am in recepit of a pension appro ...
15 Mar 10, by handbags
Latest 15 Mar 10 by TBagpuss
Replies:1
:358
Latest by TBagpuss
15 Mar 10
What can I expect?
Hi

Am respondent in recently issued divorce. Only because I could not afford the £300 to start proceedings.
Have been living with ex since 1981, ...
10 Mar 10, by braindead
Latest 15 Mar 10 by .Charles
Replies:5
:402
Latest by .Charles
15 Mar 10
what my right to her pension
I was pension off from my work for ill health reason 4 years ago, currently receiving a pension, also disibility benefit.
She still working full time and no ...
12 Mar 10, by dom estos
Latest 12 Mar 10 by sexysadie
Replies:1
:338
Latest by sexysadie
12 Mar 10
Pension in Payment
I am nearly at the final court hearing, just over four weeks to go.

My Final Salary pension in in payment, I am 54 years old and took early retirement, ...
12 Mar 10, by georgemchorse
Latest 12 Mar 10 by hadenoughnow
Replies:1
:238
Latest by hadenoughnow
12 Mar 10
What Pension Rights?
What pension rights does a wife have on a STBX's private pension on divorce? Are there calculators you can put in the figures to determine whether and what perc ...
11 Mar 10, by MontyPython
Latest 12 Mar 10 by anuska
Replies:9
:932
Latest by anuska
12 Mar 10
Pension query
Hi,

I have two company pensions and so does my sxtb. Both obnviously went into the "pot". His two ended up being worth about 35k more than my ...
06 Mar 10, by anuska
Latest 12 Mar 10 by anuska
Replies:7
:930
Latest by anuska
12 Mar 10
Form D81 no good for pensions?
This is the D81 Q about pensions:
"(3) the value of any benefits under a pension arrangement which you have, or are likely to have, including the most ...
11 Mar 10, by maggie
Replies:0
:242

Will I be forced back into the workplace?
A complicated financial situation.

My wife and I have just separated after 30 years of marriage and 4 sons 25, 22, 20 and 10.

Aged 50 I have j ...
08 Mar 10, by db147
Latest 11 Mar 10 by The Divorce IFA
Replies:2
:297
Latest by The Divorce IFA
11 Mar 10
pensions
Does anyone know with pensions, is it only the years of the marriage whilst one has been in the scheme that the STBX can claim their share of when it comes to t ...
05 Mar 10, by ted66
Latest 08 Mar 10 by maggie
Replies:4
:237
Latest by maggie
08 Mar 10
pension from wife
Hi, need some help here. I was pension off by my work for health reason 3 years ago, and now in received with a monthly pension from my work. Can my wife claim ...
05 Mar 10, by dom estos
Latest 05 Mar 10 by mike62
Replies:1
:456
Latest by mike62
05 Mar 10
Confused again -lgps pensions
On the LGPS website it states;-

CEV

This is the cash value of your pension rights for the purposes of divorce.


Have already obta ...
02 Mar 10, by InLimbo
Latest 03 Mar 10 by maggie
Replies:7
:771
Latest by maggie
03 Mar 10
Pension
My husband is a retired local government officer. I am thinking of divorcing him as he has been unfaithful to me for the past 15 years. I am disabled. He has ...
01 Mar 10, by joaneeonee
Latest 02 Mar 10 by maggie
Replies:11
:873
Latest by maggie
02 Mar 10
Pensions earmarking or attachment
My stbx has a sizeable final salary pension. The CETV seems to undervalue it by at least 40%. With about 10 years to go before NRD I'm favouring pensions earmar ...
28 Feb 10, by Robert26
Latest 01 Mar 10 by Robert26
Replies:2
:420
Latest by Robert26
01 Mar 10
If my partner made no contribution...
Hi
I've just got the decree Absolute & the negotiations over the finances have broken down.
We are both 56, no kids.
I work for local government ...
28 Feb 10, by wageslave
Latest 28 Feb 10 by downbutnotout
Replies:7
:1018
Latest by downbutnotout
28 Feb 10
Army Pension
Hi I need Help! been seperated from my ex since jan 2005, he served the army for 27 years. i was married with him for 10 years, he left the army in 2001. i cons ...
26 Feb 10, by francisca
Latest 27 Feb 10 by francisca
Replies:7
:815
Latest by francisca
27 Feb 10
Form E & Pensions & Questionaire
If my ex lists 1 or 2 pensions on Form E and I query it on the questionaire as I expect her to have 3-5 pensions how can me/the court prove that she is lying or ...
25 Feb 10, by Doey
Latest 25 Feb 10 by TBagpuss
Replies:1
:341
Latest by TBagpuss
25 Feb 10
Pension Sharing and when to draw it
Please can someone help. I am 60 and just divorced. I am in the process of getting a pension sharing order off my ex. My solicitor thinks that if I get the shar ...
21 Feb 10, by mabaker1949
Latest 24 Feb 10 by maggie
Replies:11
:954
Latest by maggie
24 Feb 10
pensions 'double counting' - apples and pears
Hi wikis
My partner has just received a v dense actuary's report re pension position for him and stbx. Now need to sit down in darkened room with towel roun ...
08 Feb 10, by mzz
Latest 24 Feb 10 by mzz
Replies:10
:778
Latest by mzz
24 Feb 10
What pensions qualify ??
I am in the process of getting divorced. I have four employer pensions, of which three were set up and "frozen" prior to getting married (ie, there we ...
23 Feb 10, by bjmarty
Latest 23 Feb 10 by colours
Replies:3
:421
Latest by colours
23 Feb 10
Pension Sharing questions
hello people,

The STBX has now been converted into an X.....party, party, party. It was tough but you just cannot believe how relieved and happy I am a ...
19 Feb 10, by Sega
Latest 19 Feb 10 by penny10p
Replies:1
:325
Latest by penny10p
19 Feb 10
Army Pension
As my soon to be ex is maintaining me for now although nothing official my solicitor has advised me not to go for divorce at present and leave things are they a ...
15 Feb 10, by biffy
Latest 17 Feb 10 by Elle
Replies:1
:276
Latest by Elle
17 Feb 10
Pension Valuation
I have received her Form E and it shows one of her personal pension valuations with two items " The above valuation includes an element in respect of a pre ...
15 Feb 10, by divad
Latest 16 Feb 10 by .Charles
Replies:3
:257
Latest by .Charles
16 Feb 10
Pensions
Hey all

My partner who is divorcing his stbx has had his Cetv through:

they are both 36
have no children
have no assets as the family ...
11 Feb 10, by moonsoon
Latest 12 Feb 10 by didojane
Replies:7
:710
Latest by didojane
12 Feb 10
How?
Hi
I've been waiting for a pension report from an actuaries company it's been rather a long time - 4months. Why do they take so long and what can I expect f ...
09 Feb 10, by ccb1
Latest 12 Feb 10 by ccb1
Replies:6
:353
Latest by ccb1
12 Feb 10
DIY Divorce - revisiting pension
We completed a DIY divorce in 2004.

The financial arrangements were detailed in a self-drafted 'Settlement Agreement', which was signed and witnessed s ...
12 Feb 10, by Did_We_Get_It_Right
Latest 12 Feb 10 by TBagpuss
Replies:1
:295
Latest by TBagpuss
12 Feb 10
LGPS
Anyone any idea of the cost of an actuarial report - ex has above final salary pension.

In his counter offer ex's sols have calculated monthly income f ...
11 Feb 10, by InLimbo
Latest 12 Feb 10 by Peter@BDM
Replies:3
:273
Latest by Peter@BDM
12 Feb 10
Delay pension lump sum by 1 year in USP
If a personal pension/SIPP is moved in drawdown/unsecured pension, can you delay taking the lumpsum by upto 12 months? ...
05 Feb 10, by colours
Latest 09 Feb 10 by The Divorce IFA
Replies:2
:313
Latest by The Divorce IFA
09 Feb 10
Sharing a pension in payment
How can a personal pension/SIPP which is in payment be shared, especially where the lump sum has already been taken?

If the other 75% is in income draw ...
05 Feb 10, by colours
Latest 09 Feb 10 by The Divorce IFA
Replies:2
:929
Latest by The Divorce IFA
09 Feb 10
Salary versus Pension
Any thoughts on a financial settlement where the judge split the pot down the middle? The pot included the husband's CETVs, but did not include the wife's sala ...
13 Jan 10, by papillon
Latest 08 Feb 10 by hadenoughnow
Replies:5
:287
Latest by hadenoughnow
08 Feb 10
Police pension-life expectancy!
Hi,

A morbid subject, I know! I am currently separated from my husband of 33 years following infidelity on his part. We are therefore trying to agree a ...
02 Feb 10, by J1950
Latest 03 Feb 10 by Bruce de Wert, Solicitor
Replies:2
:330
Latest by Bruce de Wert, Solicitor
03 Feb 10
Pensions Debt ARGHH !!!
Please help, my new partner is gettig divorced she has one daughter and to be fair childcare between her stbx is all ok BUT... BIG BUT...

Thay have hou ...
03 Feb 10, by chris4321
Latest 03 Feb 10 by chris4321
Replies:2
:252
Latest by chris4321
03 Feb 10
pensions
I am totally bambozzled with pension transfer settlement arrangements from stbx pension. Tried to set up pension to receive this pension transfer but not gettin ...
02 Feb 10, by notgood
Latest 03 Feb 10 by Fiona
Replies:4
:234
Latest by Fiona
03 Feb 10
Police pension valuations
From John Bolch's Family Lore website:
www.fami ...
Replies:0
:321

CLAIM ON NHS PENSION RIGHTS
Going through financial settlement/divorce with x wife... she has a NHS pension, she has had 9 years with them and is on a final salary pension. I think 1/60 de ...
27 Jan 10, by stevie123
Latest 29 Jan 10 by Peter@BDM
Replies:9
:1869
Latest by Peter@BDM
29 Jan 10
Dividing post-separation pension contributions
Hi

My wife and I separated in 2000.

In 2002 I started a new job with a new pension.

In 2005, her new partner moved in and in 2006 we ...
27 Jan 10, by KingT
Latest 28 Jan 10 by KingT
Replies:2
:376
Latest by KingT
28 Jan 10
sharing a pension in payment
I would be eternally grateful for some advice on the above. I've trawled through the forum and articles and though I've managed to glean some useful bits and bo ...
24 Jan 10, by Chins up!
Latest 26 Jan 10 by Chins up!
Replies:4
:332
Latest by Chins up!
26 Jan 10
How Many
Is there any way to find out how many pensions stbx has. I am fairly sure he had 3 but at settlement he agreed to give me share of his two pensions held. My on ...
26 Jan 10, by notgood
Latest 26 Jan 10 by notgood
Replies:4
:291
Latest by notgood
26 Jan 10

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