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Pensions 2382 topics

Discuss divorce related pension issues. Is the CETV valuation valid for final salary schemes? How much is a pension worth when you offset it against the house?

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Subject	Replies /	Latest
army pension I am currently in the process of divorceing my husband of 22yrs i am useing leagal aid as i had to leave the home as i couldnt take any more, he has been out of ... 22 Jan 10, by jacqui1961 Latest 22 Jan 10 by Notgiving up	Replies:5 :517	Latest by Notgiving up 22 Jan 10
Frozen pensions into marriage assets pot Hello, I'm currently involved in mediation with STBX and providing financial disclosure. We were married for 8 years between 2001 & 2009. I hav ... 21 Jan 10, by ANDREW2209 Latest 21 Jan 10 by ANDREW2209	Replies:2 :336	Latest by ANDREW2209 21 Jan 10
Pension in payment into QROPS ? Can a pension plan which is in Income drawdown (after the 25% lump sum has been taken) be transferred to a QROPS overseas? I presume the above cannot b ... 20 Jan 10, by colours Latest 21 Jan 10 by The Divorce IFA	Replies:1 :399	Latest by The Divorce IFA 21 Jan 10
Can I draw pension at 51 or will I have to wait? I have been offered a portion of my husband's pension but I need cash now. His pension is in payment so will I be able to draw on it now or will I have to wait ... 19 Jan 10, by ldg Latest 21 Jan 10 by The Divorce IFA	Replies:3 :337	Latest by The Divorce IFA 21 Jan 10
How much of police pension should i ask for? Im just preparing to ask my husband of 17 years (partner of 20) for a divorce. We earn almost the same. I bring home £400 a month more than him because he has ... 20 Jan 10, by minky43 Latest 20 Jan 10 by dukey	Replies:1 :318	Latest by dukey 20 Jan 10
can a pension get ignored? what if remarry Can anyone give any advise. Going through divorce and have Nisi only. Can't agree financial settlement as ex wants my pension taken in leaving me with nothi ... 20 Jan 10, by GD1 Latest 20 Jan 10 by GD1 1 2	Replies:9 :680	Latest by GD1 20 Jan 10
How do I work out what I am entitled to??? Hi All My stbx has a final salary pension that has a CETV value of around £191k (paying out approx 19K a year I believe). I have a pension with a CET ... 18 Jan 10, by MooToo Latest 20 Jan 10 by nbm1708	Replies:5 :346	Latest by nbm1708 20 Jan 10
pension sharing Hi, Do pensions get shared from the amount you have put in before divorce, or does it get shared whatever is paid in up until you retire ? 19 Jan 10, by littlecloud Latest 19 Jan 10 by .Charles	Replies:1 :253	Latest by .Charles 19 Jan 10
Timing of Form P Pension Inquiry Form From a 2009 Pensions Ombudsman Determination Ref 74851/1 "3. On 5 December, Tunbridge Wells County Court made a pension sharing order under Part IV ... 19 Jan 10, by maggie Latest 19 Jan 10 by maggie	Replies:2 :326	Latest by maggie 19 Jan 10
How much pension is ex entitled to? Just after a bit of info. I have been separated from my husband for 2 yrs in march. I have been in a local government pension fund for 23 yrs, is my ex entitle ... 18 Jan 10, by andmorrow1 Latest 18 Jan 10 by andmorrow1	Replies:4 :307	Latest by andmorrow1 18 Jan 10
lots of tiddly pensions I have 3 pensions, 1 with either 3 months or 3 years service (the pension scheme was overfunded and a payment holiday put in place for 3 years - those ... 13 Jan 10, by jamais Latest 18 Jan 10 by jamais	Replies:2 :331	Latest by jamais 18 Jan 10
Army Pension Ex Wife Miss Informed? Hello, I am asking this question on behalf of my sister-in-law, she was married to a soldier warrant officer class 2 for 16 years, on the divorce she w ... 18 Jan 10, by mlwilliams Latest 18 Jan 10 by nbm1708	Replies:2 :297	Latest by nbm1708 18 Jan 10
how are pensions divided up my partner is recently divorced but the clean break order is not in place yet,when discussing his pension his solicitor informed him that the total cetv is halv ... 16 Jan 10, by mt123 Latest 17 Jan 10 by Peter@BDM	Replies:1 :388	Latest by Peter@BDM 17 Jan 10
army pensions i have been divorced for just over a year. my ex husband was in the army and did his 22yrs service before leaving and setting up his own business. we had been m ... 15 Jan 10, by sharry Latest 16 Jan 10 by hadenoughnow	Replies:1 :437	Latest by hadenoughnow 16 Jan 10
btp pension does any1 know if a british transport police pension is different from any other force? ... 05 Jan 10, by Boo2u21964 Latest 15 Jan 10 by Boo2u21964 1 2 3 ... 6	Replies:39 :2854	Latest by Boo2u21964 15 Jan 10
QROPS HI, has anyone had any experience with QROPS pensions. They are overseas pensions and my STBX has just had confirmation that all his private pensions have been ... 13 Jan 10, by MontyPython Latest 14 Jan 10 by The Divorce IFA	Replies:3 :345	Latest by The Divorce IFA 14 Jan 10
stamped consent order what happens now? Am LIP have finally got Absolute and consent order, but what happens now with the pension share. I was awarded 45% of ex pension. Which to my knowledge ... 14 Jan 10, by moonstar04 Latest 14 Jan 10 by The Divorce IFA	Replies:1 :338	Latest by The Divorce IFA 14 Jan 10
Pension share cut off Having seperated from my wife in August 2007 after 20 years she has delayed the divorce until now. I obtained a CETV in April 2008 18months after seperation ... 09 Jan 10, by John B Latest 12 Jan 10 by Peter@BDM	Replies:3 :294	Latest by Peter@BDM 12 Jan 10
Fees for Pension Sharing Hello Everybody. My wife and I are aiming to agree a Pension Sharing Order whereby she will get 100% of the funds of one scheme = about 50% of the tota ... 12 Jun 09, by sylvestris Latest 11 Jan 10 by Peter@BDM 1 2	Replies:7 :1377	Latest by Peter@BDM 11 Jan 10
Retired police officer pension sharing I am separated from my wife and she wants a divorce and a share of my pension - i am a retired police officer and receiving my pension now. Does my CETV have t ... 07 Mar 09, by mousey Latest 08 Jan 10 by Peter@BDM 1 2 3 4	Replies:25 :2989	Latest by Peter@BDM 08 Jan 10
is this right? Happy New Year to everyone. STBX has 2 cetv's which added together total 385k. He earns 110k per annum. We cohabited for 15 years, married for 12 o ... 31 Dec 09, by shellshock Latest 07 Jan 10 by The Divorce IFA 1 2	Replies:8 :626	Latest by The Divorce IFA 07 Jan 10
Annuities, SIPPS and Lump Sums My ex and I are close to agreeing the content of the Consent Order, and it looks like the settlement will require him to transfer half his pension CETV to me. ... 05 Jan 10, by princesstitania Latest 07 Jan 10 by The Divorce IFA	Replies:4 :345	Latest by The Divorce IFA 07 Jan 10
Financial proposal. Urgent Hi. I wonder if anyone can help in this difficult area as pensions can be so awkward. Just about to present a proposal on joint assets. But both pe ... 03 Jan 10, by missyoyo Latest 04 Jan 10 by missyoyo 1 2	Replies:11 :678	Latest by missyoyo 04 Jan 10
preserve my rights to a pension share Hi Happy new year Can a divorce become final before a pension share is implemented . Can the rights to a pension share be preserved so you dont lose ... 04 Jan 10, by didojane Latest 04 Jan 10 by didojane	Replies:3 :341	Latest by didojane 04 Jan 10
Pensions Can anyone help. My husband and I were married for eight years. I have been paying into a Teacher Pension Scheme for the last sixteen years. Seven of those ye ... 03 Jan 10, by autumn9 Latest 03 Jan 10 by NellNoRegrets	Replies:1 :350	Latest by NellNoRegrets 03 Jan 10
New revaluation of deferred final salary pensions Please can anyone explain this? Statutory Instruments 2009 No. 3267 Pensions: The Occupational Pensions (Revaluation) Order 2009 ..... ... 29 Dec 09, by maggie Latest 03 Jan 10 by maggie	Replies:1 :414	Latest by maggie 03 Jan 10
Financial Negotiation I understand that once you apply for divorce you can apply for the financial consent order where all assets including property, pensions detailed. If inheri ... 31 Dec 09, by MontyPython Latest 31 Dec 09 by Ephelia	Replies:1 :256	Latest by Ephelia 31 Dec 09
Any advice/guidance appreciated Hi All, First: Happy new Year if its at all possible for you/yours! My predicament: Married 15 1/2 years 2 kids: 11 1/2 & 8 1 ... 31 Dec 09, by diddly Latest 31 Dec 09 by JoannaA	Replies:1 :315	Latest by JoannaA 31 Dec 09
cetv I am being divorced by my Wife and her Solicitor has asked me for a CETV.I am now drawing a anuity which was bought with my Private Pension.As I se it I have ha ... 29 Dec 09, by madmac Latest 31 Dec 09 by Peter@BDM	Replies:1 :344	Latest by Peter@BDM 31 Dec 09
Pensions and spousal maintenance This topic arises from a thread to which I have contributed and it raises what seems to me an interesting point. So I thought I'd start a new thread about it. 15 Dec 09, by LittleMrMike Latest 28 Dec 09 by LittleMrMike 1 2	Replies:7 :935	Latest by LittleMrMike 28 Dec 09
pension sharing Hi Can anyone tell me if my stbx and i split his pension do we lose a lot of value from the pension. My husband has a company pension so i am assuming ... 26 Dec 09, by jerseygirl100 Latest 28 Dec 09 by The Divorce IFA 1 2	Replies:7 :669	Latest by The Divorce IFA 28 Dec 09
cetv value hi all Can anyone tell me if the cetv value is the same as "the capital value of pension built up to date". Is is just worded differently or ... 26 Dec 09, by jerseygirl100 Latest 26 Dec 09 by Elle	Replies:1 :294	Latest by Elle 26 Dec 09
petitions and cetvs hello everyone is there anyone out there who can help me plse.my husband left me for another woman and i am divorcing him for adultery no Petition has yet been ... 23 Dec 09, by mysophie Latest 24 Dec 09 by Peter@BDM	Replies:2 :415	Latest by Peter@BDM 24 Dec 09
Don't understand pension share, help please... Hi all, I have just agreed with my solicitor for an actuarial valuation of my pension to be carried out. My ex's solicitor is proposing equali ... 21 Dec 09, by What next Latest 23 Dec 09 by maggie	Replies:1 :296	Latest by maggie 23 Dec 09
cashing in pension hello does anyone know if it is possible for me to take a lump sum out of my s2bx's pension? he wants to buy me out but can only raise a small mortgage whic ... 22 Dec 09, by gonegone Latest 23 Dec 09 by Fiona	Replies:1 :409	Latest by Fiona 23 Dec 09
Pension valuation A pension share (and hopefully spousal maintenance) is all I will receive from my divorce settlement after 20 yrs of marriage. My xh has been working for the sa ... 16 Dec 09, by Maysie01 Latest 18 Dec 09 by dukey	Replies:4 :255	Latest by dukey 18 Dec 09
CETV requirement My husband and myself do not wish to make a claim over either of our pensions (he doesn't have one!) but my solicitor is requesting to have a CETV and I have be ... 16 Dec 09, by cahammond Latest 16 Dec 09 by dukey	Replies:1 :306	Latest by dukey 16 Dec 09
Is she asking for to much? My wife and I seperated 19 months ago. SHe petitioned me for divorce 2 months ago. I am in the armed forces but have not yet completed enough service for an ime ... 14 Dec 09, by bobbych Latest 14 Dec 09 by Soldierbluenomore 1 2	Replies:7 :590	Latest by Soldierbluenomore 14 Dec 09
Police Pensions Hi Does anyone know if the rules on police pensions have changed. I was divorced in 2006 and got half my husbands pension but I can't receive it until I am ... 11 Dec 09, by cakedec Latest 13 Dec 09 by Ephelia 1 2 3 4	Replies:27 :1718	Latest by Ephelia 13 Dec 09
Info required Does anyone know roughly what I would be entitled too ? My salary with tax credit £1,300 net His £2,200 net two children with me House Mo ... 11 Dec 09, by Joiner Latest 11 Dec 09 by Joiner	Replies:6 :257	Latest by Joiner 11 Dec 09

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