The difficulty is that, where a property is in joint names, both of you need to sign the transfer to the buyer. I am pretty sure there are procedures to deal with the situation which arises when one joint owner wants to sell and the other does not ( my legal knowledge is getting more rusty by the day ) .
I think the first point to make is that, where a divorcing couple have dependent children, there is a strong probability that the parent with care would be given the right to live in the former
matrimonial home while the children are still dependent. When the youngest child reaches 18, the property may then be sold and the proceeds divided, but it is not at all unknown for the parent with care to be awarded the house outright ( although in that case the husband could be offered compensation in other ways, such as being allowed to keep all his pension or reduced maintenance payments ).
But this means that, as far as your husband is concerned, if you sell the house and split the proceeds, then he is getting an immediate cash payment, which is a lot more than most husbands in this situation do. I don't think you are being greedy in thinking of a 65/35 split, such a division is in my view well within the range of the possible, and even 70/30 would not be unknown by any means, especially if it is an immediate payment and the husband doesn't have to wait 10 - 12 years for it. In fact, Liza, I wouldn't be at all surprised if your husband had taken some legal advice of some sort without your knowing it. This is just a gut feeling, but these figures, and the delaying tactics, suggest to me that possibility.
The question that you raised is by no means daft, in fact I would say it was very sensible, but I think that a solicitor would probably advise you to sort out the question of the house as part and parcel of the divorce process. That doesn't mean to say you can't come to an agreement between yourselves ; but it means that your agreement can be incorporated in a Court order which then becomes legally binding, so that neither of you could play silly beggars like deciding you want more money just when the contract is ready for signature, and won't sign unless the other agrees to the revised demand.
But I'm aware that time is not on your side. It is always easy to settle quickly if you are prepared to accept an inadequate amount. Personally, Liza, I would get some legal advice even if it is only a half hour free appoinment.
No solicitor will advise you on a divorce settlement without the full facts, and that is quite correct. For the same reasons I can't advise you either, except in very general terms. You are free to bounce my comments off your solicitor. I just don't want to see you act in haste and repent at Leisure.
Good luck
Mike 100468